VTB Bank of Moscow in April 2017 offers those individuals who are pensioners, several deposits, which we will consider in detail in this article. Deposits are ranked by the interest rate in rubles.
5 place.
Contribution "Current pension"
The deposit is opened only to pensioners at 4 percent per annum for any term and for any amount. Payment of interest on the deposit is made every quarter. Withdraw and replenish without restrictions.
4 place.
Deposit "Maximum Growth" for pensioners when opening at the branch office of the bank
Interest payments are possible every month, there is a possibility of replenishment and one-time partial withdrawal to the minimum balance amount after 180 days. The term of the deposit is from 3 months to 3 years. The minimum deposit amount is 1 thousand rubles, 100 dollars / euro. Interest rates do not depend on the amount, but depend only on the term of the deposit: 7.24% for a period of 3-6 months with capitalization( ie, interest accrual to the deposit), 7.20% with a monthly interest payment. Rates with capitalization for other terms: 7.20% for 6-12 months, 6.59% for one and a half years, 6.15% for a year and a half or two, 5.97% for 2-3 years, 2.92% for 3 years.
In dollars, the maximum rate is 1.32%( for 2-3 years, taking into account the capitalization), in euro the rate is 0.01% per annum irrespective of the amount and term of the deposit.
3 place.
Deposit "Maximum growth" for pensioners when opening in an Internet bank or ATM
If you open a previous deposit in an Internet bank or ATM, the rates in rubles will be slightly higher: 7.55% for a period of 3-6 months with a capitalization, 7, 50% with a monthly interest payment. Rates with capitalization for other terms: 7.51% for 6-12 months, 6.91% for one and a half years, 6.48% for one and a half to two years, 6.30% for 2-3 years, 3.24% for 3 years.
2 place.
Deposit "Maximum income" for pensioners at the opening in the branch of the bank
It is possible to pay interest each month, there is no possibility of replenishment and partial withdrawal. The term of the deposit is from 3 months to 3 years. The minimum deposit amount is 1 thousand rubles, 100 dollars / euro. Interest rates do not depend on the amount, but depend only on the term of the deposit: 7.75% for a period of 3-6 months with a capitalization, 7.70% with a monthly interest payment. Rates with capitalization for other terms: 7.67% for 6-12 months, 7.66% for one and a half years, 7.03% for a year and a half or two, 6.75% for 2-3 years, 3.24% for 3 years.
In dollars, the maximum rate is 1.62%( for 2-3 years, taking into account the capitalization), in euro the rate is 0.01% per annum irrespective of the amount and term of the deposit.
1 place.
Deposit "Maximum income" for pensioners when opening in an Internet bank or ATM
If you open a previous deposit in an Internet bank or ATM, the rates in rubles will be: 8.05% for a period of 3-6 months with a capitalization of 8,00% with a monthly interest payment. Rates with capitalization for other terms: 7.98% for 6-12 months, 7.98% for one and a half years, 7.36% for one and a half to two years, 7.09% for 2-3 years, 3.57% for 3 years.
see also Deposits of VTB Bank of Moscow for individuals
