Alfa-Bank is the seventh largest Russian bank by assets, while in terms of retail deposits it ranks third in Russia, second only to Sberbank and VTB24.It should be noted that Alfa-Bank is a completely private bank, it has no state participation( unlike, for example, the aforementioned Sberbank and VTB24), but this does not affect its high reliability: Alfa-Bank is included by the Central Bank in the number of tensystemically important banks.
In this article we will consider the contributions of Alfa-Bank( there are only four) for individuals in March 2017.Deposits are ranked by the interest rate in rubles.
4 place.
Deposit "Potential +"
This deposit provides for replenishment and partial withdrawal. The minimum amount is 10 thousand rubles, 500 dollars / euro. The deposit term is from 3 months to 3 years. The maximum interest rate in rubles without a package of services - 7% per annum( with an amount of 5 million and a period of 184 to 244 days).With an amount of 300 thousand rubles, the rate for the same period is 6.6%.If the "Maximum +" service package is connected, the maximum rate for an amount of 5 million rubles increases to 7.7% per annum, and for an amount from 300 thousand to 7.3% per annum. The "Maximum +" service package will be free of charge if the amount of purchases on debit cards is more than 50 thousand rubles per month and the total average balance on accounts in the previous calendar month is higher than 1 million rubles or the total average balance on accounts in the previous calendar month is higher than 3 million rubles.rubles( in this case the amount of purchases on the card does not matter).
In dollars, the maximum interest rate without a package of services is 0.8%( with an amount of 100 thousand and a period of 245 to 1,095 days).With an amount of 10 thousand dollars, the rate for the same period is 0.7%.In euro, the maximum interest rate without a package of services is 0.1%( with the sum of 30 thousand and the term from one to three years).
3 place.
Deposit "Life Line +"
This deposit is for those who want to not only increase their money, but also help children who need it. From the amount of interest paid on the deposit, Alfa-Bank will monthly transfer to the Charity Fund for the rescue of seriously ill children "Life Line" the amount, based on 0.05% of the deposit amount. There is no possibility of replenishment and partial withdrawal, while there is a monthly interest payment. The deposit is opened only in rubles for the amount of 50 thousand for a period of 1 year. The interest rate is 7.2% without a package of services. If the "Maximum +" service package is connected, the rate will rise to 7.9%.
2 place.
Deposit "Premier +"
This deposit provides for the possibility of replenishment. The minimum amount is 10 thousand rubles, 500 dollars / euro. The term of the deposit is from 3 months to 1 year. The maximum interest rate in rubles without a package of services is 7.5% per annum( with an amount of 5 million and a period of 6 months).With an amount of 300 thousand rubles, the rate for the same period is 7.1%.If the package of services "Maximum +" is connected, the maximum rate for an amount from 5 million rubles increases to 8.2% per annum, and for an amount from 300 thousand to 7.8% per annum.
In dollars, the maximum interest rate without a package of services is 1.35%( with an amount of 100 thousand and a period of 1 year).With an amount of 10 thousand dollars, the rate for the same period is 1.15%.In euros, the maximum interest rate without a package of services is 0.15%( with an amount of 30 thousand and a period of 1 year).
1 place.
Contribution "Victory +"
There is no possibility of replenishment and partial withdrawal. The minimum amount is 10 thousand rubles, 500 dollars / euro. The deposit term is from 3 months to 3 years. The maximum interest rate in rubles without a package of services is 8.24% per annum( for an amount of 5 million and for a period of 6 months with capitalization, that is, a deposit to interest).With an amount of 300 thousand rubles, the rate for the same period is 7.82%.If the "Maximum +" service package is connected, the maximum rate for an amount of 5 million rubles increases to 8.96% per annum, and for an amount from 300 thousand to 8.55% per annum.
In dollars, the maximum interest rate without a package of services is 1.59%( with an amount of 100 thousand and a period of 3 years with capitalization).With an amount of 10 thousand dollars, the rate for the same period is 1.38%.In euros, the maximum interest rate without a package of services is 0.2%( with an amount of 30 thousand and a period of 1-3 years).
