Sovkombank( Modern Commercial Bank) ranks 34th in Russia in terms of assets and 25th in terms of retail deposits. The popularity of the bank among investors is linked to the active work of Sovcombank with pensioners. In this rating we will consider the most profitable deposits of Sovcombank for individuals, including pensioners. The interest rates specified in the article are effective from March 18, 2015.
5 place. Contribution of the "Pension Program: Golden Time".The minimum amount is 1 ruble. The term of the deposit is 1 year. The interest rate is 12%.Payment of interest at the end of the term. The expenditure of funds is allowed within the amount exceeding the minimum balance amount equal to the minimum amount of the contribution. The deposit is intended for pension transfer. When the client makes the first transfer of a pension, a gift from Sovcombank - a watch of the brand Frank Duvall - is due to the customer.
4 place. Deposit "Interest on interest".The minimum amount is 30 thousand rubles / 600 dollars / 500 euros. There is a possibility of replenishment. The deposit term is up to 3 years. The maximum rate in rubles for a period of 61-90 days is 14%, with a period of 91-365 days the rate is 13%.The contribution in rubles can be terminated early without loss of interest after 2 months of the deposit. The rate in the currency is up to 5% per annum( for a period of 271-365 days).Interest is paid at the end of the deposit period.
3 place. The contribution "Permanent income".The minimum amount is 30 thousand rubles / 600 dollars / 500 euros. There is a possibility of replenishment. The deposit term is up to 3 years. The maximum rate in rubles for a period of 61-90 days is 14%, with a period of 91-365 days the rate is 13%.The rate in the currency is up to 5% per annum( for a period of 271-365 days).Interest is paid each month. Partial removal is not provided.
2 place. The contribution of "Pension plus."Opens at the age of 55 years of age in women and 60 years of age in men, or when presenting a pension certificate / certificate and other documents confirming the right to receive social benefits. The minimum amount is 30 thousand rubles. There is a possibility of replenishment. The deposit term is up to 3 years. The maximum rate for a period of 181-365 days is 14.5%.The deposit can be terminated early without loss of interest after 6 months of deposit. Interest is paid at the end of the deposit period.
1 place. The "Maximum income" contribution. The minimum amount is 30 thousand rubles / 600 dollars / 500 euros. There is a possibility of replenishment. The deposit term is up to 3 years. The maximum rate in rubles for a period of 61-90 days is 15%, with a period of 91-365 days the rate is 14%.The contribution in rubles can be terminated early without loss of interest after 2 months of the deposit. The rate in the currency is up to 5.5% per annum( for a period of 271-365 days).Interest is paid at the end of the deposit period.