8th place: Contribution "Manage."The interest rate on the deposit depends on the irreducible balance and maturity. With a period of 6-12 months and the balance of 700 thousand rubles.the rate is maximum and is 8.81%( taking into account the capitalization of interest).With a balance of 30 thousand, the rate is 8.29% on the same terms. Also this deposit can be opened in foreign currency. In dollars, the maximum interest rate is 3.88%( with the amount of 20 thousand dollars and the term from 6 months to 1 year with capitalization), in euros - 3.78% per annum( with the amount of 20 thousand euros from 6 months to 1 year with capitalization).There is a possibility of replenishment and partial withdrawal.
7th place: "Give life" contribution. The name of the contribution is borrowed from the fund for helping children with cancer, hematological and other serious diseases, founded by Russian actresses Chulpan Khamatova and Dina Korzun. Sberbank remits to the charity fund "Give Life" every 3 months an amount of 0.3% per annum of the deposit amount. The term of the deposit is 1 year. The interest rate with capitalization is 8.93%.The minimum amount is 10 thousand rubles( deposits are opened only in rubles).Partial withdrawal and replenishment are not provided. 
6th place: Deposit "Refill".As you can guess from the title, this is a contribution with the possibility of replenishment( but without partial withdrawal).With a term of 6 months to 1 year and the deposit amount of 700 thousand rubles.the interest rate reaches 9.27% (taking into account the capitalization of interest).With an amount of up to 100 thousand on the same terms, the rate is equal to 8.91%.In dollars, the rate goes up to 3.93%, in euros - up to 3.83%( in both cases with an amount of 20 thousand dollars and a period of 6 months to 1 year, taking into account the capitalization of interest).For pensioners under the deposit "Popolnyay" there are special conditions: first, the maximum rate for the chosen term, regardless of the amount of the deposit;secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and prolongation of the deposit. For more details see Profitable contributions of Sberbank of Russia for pensioners.
5 th place: Deposit "Save" is different in that it can not be replenished or removed part of the funds. With a deposit of 700 thousand rubles.and the term from half a year till 1 year the rate taking into account capitalization reaches 9.53%.And with an amount up to 100 thousand rubles, the rate goes up to 9.17%.In dollars, the rate goes up to 3.98%, in euros - up to 3.88%( in both cases with the sum of 20 thousand conventional units for a period of six months to 1 year, taking into account the capitalization of interest).The rate for pensioners is maximal, regardless of the amount of the contribution.
4th place: Deposit "Manage On @ yin".This contribution differs from the previous one with the same name, that it can be opened only through "Sberbank Online"( instructions for opening an online deposit can be downloaded in the attachment to the article ).Due to this, interest is slightly higher than on a similar deposit opened in the bank branch. Under the "Manage On-Line" deposit, the rate for a period of 6 months to 1 year, taking into account the capitalization of interest with a balance of 30 thousand rubles, reaches 8.76%, and with a balance of 700 thousand rubles.reaches 9.79%.In dollars, the maximum interest rate is 4.14%( with the amount of 20 thousand dollars and a period of 6 months to 1 year with capitalization), in euros - 4.03% per annum( with the amount of 20 thousand euros and a period of 6 months to 1 year).
3 rd place: Deposit "Replenish Onl @ yn".At the opening of the deposit "Recharge" through the "Sberbank Online", rates for a period of six months to a year in rubles increase to 10.26% with the amount of 700 thousand and 9.22% with the amount up to 100 thousand. In dollars, the interest rate reaches 4.19%, in euros - up to 4.08%( in both cases with an amount of 20 thousand conventional units for a period of six months to 1 year, taking into account the capitalization of interest).For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established.
2nd place: Deposit "Save On @ yen".This contribution is leading in terms of the interest rate not only among the deposits opened through Sberbank Online, but also among all Sberbank's deposits in foreign currency( see Sberbank's Favorable Foreign Currency Deposits).With a deposit of 700 thousand rubles.and the period from six months to one year, taking into account the capitalization, reaches 10.52%.And with an amount of 100 thousand rubles, the rate reaches 9.95%.In dollars, the rate reaches 4.24%, in euros - 4.14%( in both cases with the sum of 20 thousand conventional units for a period of 1 year, taking into account the capitalization of interest).As with the previous contribution, special conditions apply for pensioners.
1 st place. The contribution of "Your Victory".This contribution is included in the deposit line of Sberbank to the 70th anniversary of victory in the Great Patriotic War.1 ruble from each thousand deposits made when calculating interest is transferred to the address of the "Russian Union of Veterans" for the charitable program "We are with you, a veteran".Deposit term is 6 months. The deposit is accepted only in rubles. With an amount of 10 thousand rubles to 500 thousand rubles, the interest rate is 12% per annum, with an amount from 500 thousand to 1 million - 12.5%, with an amount of 1 million - 13%.
In this rating we will consider the most profitable bank deposits offered by Sberbank to depositors who are individuals. The rates are valid from April 1, 2015.
9th place: Deposit "Multicurrency".This deposit is opened simultaneously in three currencies: rubles, dollars and euros. On the ruble part of the deposit, the interest rate is up to 8.18% per annum( taking into account the capitalization of interest), provided the minimum balance is 1 million rubles and the term is 2 years. With the same term and balance of 15 thousand rubles, the maximum rate is 7.50%.For the deposit in dollars, the maximum interest rate is up to 3.96% per annum( for a period of 1 year and a sum of 100 thousand), in euros - up to 3.75%( for a period of 1 year and a sum of 100 thousand).Partial removal is not provided. There is a possibility of replenishment.
