8 place.
Deposit "Gazprombank - Pension"
The deposit is opened only to pensioners. The minimum amount is 500 rubles. The term of the deposit is 1 year. With a minimum amount of the rate of 6.3%, with an amount of 10 thousand rubles - 6.5%.There is a possibility of replenishment and partial withdrawal.
7 place.
Contribution of "GAZFOND - Pension"
Contribution is accepted from pensioners who receive pension payments in the non-state pension fund "Gazfond".The minimum amount is 100 rubles. The deposit term is from six months to 550 days. With a minimum amount, the rate is up to 6.5%( for 6 months), with an amount of 10 thousand rubles - 6.7%( for the same period).There is a possibility of replenishment.
6 place.
Deposit "Gazprombank - Dynamic"
The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. The deposit term is from 3 months to 3 years. There is a possibility of replenishment and partial withdrawal. Interest rates depend on the amount and term of the deposit. In rubles to 7.7% per annum( for a period of 6 months with an amount of 1 million rubles), in dollars - up to 1.00%( for a period of 1-3 years and amounting from 10 thousand USD), in euros- up to 0.05%( on the same terms).It is worth paying attention that when replenishing the deposit for the replenishment amount, the interest rate is charged slightly lower than the principal amount of the deposit. For example, with an initial amount of 15 thousand, the interest rate for six months will be 7% per annum, and for the replenishment amount - 6.3% per annum.
5 place.
Deposit "Gazprombank - Accumulative"
The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. The term of the deposit is from 3 months to 3 years. There is a possibility of replenishment. Interest rates depend on the amount and term of the deposit. With a minimum amount in rubles, the maximum rate is 7.1% for a period of six months to a year. With an amount of 1 million rubles, the rate reaches 7.8% per annum( for the same period).In dollars, the rate goes up to 1.10% per annum( for a period of 1-3 years and the amount of 10 thousand dollars), in euros - up to 0.08%( on the same terms).Here, as in the previous deposit, a slightly lower percentage is charged for the replenishment amount than for the initial deposit amount.
4 place.
Deposit "Gazprombank - Pension Savings"
Another deposit of Gazprombank for retirees only. The term is from 3 months to 3 years. The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. Replenishment and partial withdrawal is impossible. Payment of interest at the end of the year of storage / maturity. The interest rate depends only on the term of the deposit. The maximum rate in rubles is 7.9% per annum( for a period of six months), in dollars - 1.2%( for a period of 1 to 3 years), in euros - 0.10%( for a period of 1 to 3 years).
3 place.
Deposit "Gazprombank - Perspective"
The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. The term of the deposit is from 3 months to 3 years. Replenishment and partial withdrawal is impossible. Interest rates depend on the amount and term of the deposit. With a minimum amount in rubles, the maximum rate is 7.3% for a period of six months. With an amount of 1 million rubles, the rate reaches 8.0% per annum( for the same period).In dollars, the rate goes up to 1.20% per annum( for a period of 1-3 years and the amount of 10 thousand dollars), in euros - up to 0.10%( on the same terms).
2 place.
Deposit "Gazprombank - Investment Income"
The deposit is opened in the order of a non-cash transfer from a bank( current) account in Russian rubles, opened in the name of the depositor in the same division of the bank. The maximum interest rate is provided only upon investment of at least 100% of the amount of the deposit in open and interval mutual funds managed by ZAO Gazprombank - Asset Management( with the exception of IPF Hedge Fund "Gazprombank - Eurobonds Plus").In this case, the interest rate reaches 9.4 percent per annum with the deposit amount of 1 million rubles and a period of 6 months. With an amount of 25 thousand rubles, the rate is 8.5% per annum for a period of 3-6 months. Replenishment and partial withdrawal is impossible.
1 place.
Deposit "Gazprombank - Savings and protection"
Contribution is accepted from individuals in the framework of providing a comprehensive product that provides for the conclusion of a contract for a term bank deposit "Gazprombank - Savings and Protection", as well as registration and payment of an investment or accumulation insurance policy by one of the insurance companies - Gazprombank partners. The minimum amount is 50 thousand rubles. The term of the deposit is from 3 months to 1 year. Replenishment and partial withdrawal is impossible. Interest rates depend on the amount and term of the deposit. With a minimum amount in rubles, the maximum rate is 8.8% for a period of 3 months to 6 months. With an amount of 1 million rubles, the rate reaches 9.5% per annum( for a period of six months).
Gazprombank is one of the largest banks in Russia, in terms of assets in March 2017, it ranks third( after Sberbank and the Bank of Moscow), and by the volume of retail deposits - the fourth( after Sberbank, VTB 24, Alfa-Bank).The government's direct stake( through Gazprom and Vnesheconombank) in Gazprombank is 45.7%.The Central Bank classifies Gazprombank as one of 10 systemically important credit organizations, this, as well as a significant state share, makes Gazprombank an absolutely reliable place to open a deposit. If we compare Gazprombank with Sberbank, then with a comparable degree of state participation( in Sberbank it is slightly higher and is 50% of the authorized capital plus one voting share) and reliability, Gazprombank offers higher interest rates in rubles and euros( it is more profitable to put dollars inSberbank).
In this article we will consider the most beneficial for March 2017 deposits of Gazprombank for individuals.
9 place.
Deposit "Gazprombank - Rantier"
The deposit is opened for a period of 3 months to 3 years. The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. Replenishment and partial withdrawal is impossible. Payment of interest at the choice of the depositor: monthly or capitalization( attribution to the deposit amount).The interest depends on the amount of the deposit, with the minimum amount in rubles, the maximum interest rate of 5.9% per annum( for a period of 3 months), with an amount of 300 thousand - 6.1%( for the same period), with an amount of 1 million rubles -6.5%( for a period of six months).In dollars - up to 0,65%( with an amount of 10 thousand dollars and a period of 1 year), in euros - up to 0.04%( with an amount of 10 thousand euros and a period of 1-3 years).Contribution to third parties is accepted only in Russian rubles.
