VTB Bank of Moscow is the second( after Sberbank) in terms of assets by a Russian bank, which arose in 2016 after the Bank of Moscow joined the VTB Group and intended to work with individuals and small businesses. In terms of retail deposits, VTB Bank of Moscow ranks 7th in Russia, behind VTB 24, which is also part of VTB Group.
In this article we will consider the contributions of VTB Bank of Moscow to individuals for March 2017.Deposits are ranked by the interest rate in rubles.
6 place.
Deposit "Maximum comfort" when opening in the branch of the bank
It is possible to pay interest every month, there is a possibility of replenishment and partial withdrawal. The term of the deposit is from 3 months to 3 years. The minimum deposit amount is 1 thousand rubles, 100 dollars / euro. The maximum rate in rubles is 6.74%( for a period of 3-6 months and a sum of 1.5 million, including capitalization, ie, the calculation of interest on the deposit), with an amount of 200 thousand rubles, the rate reaches 5.93%.For a period of six months to 1 year, the maximum rate is 6.59%( with an amount of 1.5 million), and for an amount of 200 thousand - 5.56% per annum.
In dollars, the maximum rate is 0.6%( for 2-3 years and the amount from 75 thousand), in euro the rate is 0.01% per annum irrespective of the amount and term of the deposit.
5 place.
Deposit "Maximum comfort" when opening in an Internet bank or ATM
Interest on this deposit is slightly higher than for a similar deposit opened in the bank's office, but this concerns only the contribution in rubles. The maximum rate is 7.04%( with a period of 3-6 months and an amount of 1.5 million taking into account the capitalization), with an amount of 200 thousand rubles, the rate reaches 6.23%.For a period of six months to one year, the maximum rate is 6.90%( with an amount of 1.5 million), and for an amount of 200 thousand - 5.87% per annum.
4 place.
Deposit "Maximum Growth" at the opening in the branch office of the bank
It is possible to pay interest each month, there is a possibility of replenishment and one-time partial withdrawal to the minimum balance amount after 180 days. The term of the deposit is from 3 months to 3 years. The minimum deposit amount is 1 thousand rubles, 100 dollars / euro. The maximum rate in rubles is 7.24%( for a period of 3-6 months and the amount is from 1.5 million taking into account the capitalization), with an amount of 200 thousand rubles, the rate reaches 6.23%.For a period of six months to one year, the maximum rate is 7.20%( with an amount of 1.5 million), and for an amount of 200 thousand - 6.07% per annum.
In USD, the maximum rate is 1.32%( for 2-3 years and the amount from 75 thousand taking into account the capitalization), in euro the rate is 0.01% per annum irrespective of the amount and term of the deposit.
There are special conditions for pensioners for this deposit: the maximum rates for each term of a deposit in rubles are provided with a deposit amount of only 1 thousand rubles, and if the contribution is in dollars, the maximum rate is provided for a sum of $ 100.For more details see VTB Bank's contributions to retirees.
3 place.
Deposit "Maximum Growth" at the opening in the Internet Bank or ATM
The maximum rate is 7.55%( for a period of 3-6 months and a sum of 1.5 million taking into account the capitalization), with an amount of 200 thousand rubles, the rate reaches6.54%.For a period of six months to one year, the maximum rate is 7.51%( with an amount of 1.5 million), and for an amount of 200 thousand - 6.38% per annum.
For pensioners, the maximum rates for each term of a deposit in rubles are given with the deposit amount of 1 thousand rubles.
2 place.
Deposit "Maximum income" when opening in the branch of the bank
It is possible to pay interest each month, there is no possibility of replenishment and partial withdrawal. The term of the deposit is from 3 months to 3 years. The minimum deposit amount is 1 thousand rubles, 100 dollars / euro. The maximum rate in rubles is 7.75%( with a period of 3-6 months and the amount of 1.5 million taking into account the capitalization), with an amount of 200 thousand rubles, the rate reaches 7.14%.For a period of six months to 1 year, the maximum rate is 7.67%( with an amount of 1.5 million), and for an amount of 200 thousand - 7.00% per annum.
In dollars, the maximum rate is 1.62%( for 2-3 years and the amount from 75 thousand taking into account the capitalization), in euro the rate is 0.01% per annum irrespective of the amount and term of the deposit.
For pensioners, special conditions apply for this deposit: the maximum rates for each term of a deposit in rubles are provided with the deposit amount of 1 thousand rubles, and if the contribution is in dollars, the maximum rate is provided for a sum of $ 100.
1 place.
Deposit "Maximum income" when opening in an Internet bank or ATM
The maximum rate is 8.05%( for a period of 3-6 months and amounting from 1.5 million taking into account the capitalization), with an amount of 200 thousand rubles, the rate reaches7.45%.For a period of six months to 1 year, the maximum rate is 7.98%( with an amount of 1.5 million), and for an amount of 200 thousand - 7.31% per annum.
For pensioners, the maximum rates for each term of a deposit in rubles are given with the deposit amount of 1 thousand rubles.
see also Deposits of VTB 24