This rating will show the most beneficial deposits of Sberbank of Russia for individuals since February 21, 2017.Deposits are ranked by the interest rate in rubles. All data on deposits and images are taken from the official website of Sberbank.
8 place. Contribute "Manage."The interest rate on the deposit depends on the irreducible balance and the term( from 3 months to 3 years).With a period of 6-12 months and the balance of 700 thousand rubles.the rate is maximum and is 5.41%( taking into account the capitalization of interest).With a balance of 30 thousand, the rate is 4.90 on the same terms. Also this deposit can be opened in foreign currency. In dollars, the maximum interest rate is 0.60%( with an amount of 20 thousand dollars and a period of 1-2 years with capitalization), in euros the maximum rate for any amount and any term is only 0.01%.There is a possibility of replenishment and partial withdrawal.
7th place. Contribute "Refill".As you can guess from the title, this is a contribution with the possibility of replenishment( but without partial withdrawal).With a period of 6-12 months and the deposit amount from 700 thousand rubles.the interest rate reaches 5.72%( taking into account the capitalization of interest).With an amount of 100 thousand on the same terms, the rate is 5.36%.In dollars, the rate goes up to 0.90%( with the sum of 20 thousand dollars and a period of 1-2 years with capitalization), in euro the rate is 0.01%.For pensioners under the deposit "Popolnyay" there are special conditions: first, the maximum rate for the chosen term, regardless of the amount of the deposit;secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and prolongation of the deposit. For more details, see Sberbank's Profitable Contributions for Senior Citizens of
6th Place. Contribute "Manage On @ yen".This contribution differs from the previous one with the same name, that it can be opened only through "Sberbank Online" or ATM( instructions for opening online deposits through "Sberbank Online" or ATM can be downloaded in the attachment to the article ).Due to this, interest is slightly higher than on a similar deposit opened in the bank branch. On the "Manage On @ yen" deposit, the maximum rate for a period of 6 months to 1 year, taking into account the capitalization of interest with a balance of 700 thousand rubles - 5.92%, and with a balance of 30 thousand rubles.- 5.21%.In dollars, the maximum interest rate is 0.80%( with the amount of 20 thousand dollars and a period of 1-2 years with capitalization), in euros - 0.01%.
5 place. The contribution "Give life". The name of the contribution is borrowed from the fund for helping children with oncological, hematological and other serious diseases, founded by Russian actresses Chulpan Khamatova and Dina Korzun .Sberbank remits to the charity fund "Give Life" every 3 months an amount of 0.3% per annum of the deposit amount. The term of the deposit is 1 year. Interest rate with capitalization - 6.08%, without capitalization( interest accrued every 3 months) - 5.95%.The minimum amount is 10 thousand rubles( deposits are opened only in rubles).Partial withdrawal and replenishment are not provided.
4 place. The "Save" deposit differs in that it can not be replenished or removed from the funds. With a deposit of 700 thousand rubles.and the term from half a year till 1 year the rate taking into account capitalization reaches 6,23%.And with an amount of 100 thousand rubles, the rate goes up to 5.87%.In dollars, the rate goes up to 1.06%( with the sum of 20 thousand dollars and a period of 1-2 years with capitalization), in euros - 0.01%.The rate for pensioners is maximal, regardless of the amount of the contribution.
3 place. Contribute "Refill On @ yen."When opening through the "Savings Bank Online" or ATM Deposit "Popolnyay" rates for a period of 6-12 months in rubles are raised to 6.23% with the amount of 700 thousand and 5.82% with an amount of 100 thousand. In dollars, the interest rate reaches 1, 11%( in the amount of 20 thousand dollars and a period of 1-2 years with capitalization), in euros - 0.01%.For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established.
2 place. The deposit "Save On @ yen".When opening through Sberbank Online or ATM deposit "Save" rates for a period of six months to 1 year in rubles rise to 6.74% with the amount of 700 thousand and 6.11% with an amount of 100 thousand dollars in the interest ratereaches 1.26%( with the sum of 20 thousand dollars and a period of 1-2 years with capitalization), in euros - 0.01%.As with the previous contribution, special conditions apply for pensioners.
1 place. New Level contribution. A new deposit of Sberbank, which can be opened through Sberbank Online only in the period from February 21 to March 31, 2017.The term of the deposit is six months. With a minimum amount( 10 thousand rubles), the interest rate is 6.60% per annum, with an amount from 500 thousand - 6.90%, with the amount from 1 million - 7.20%.No replenishment and partial withdrawal. Interest is accrued at the end of the deposit period.