At the beginning of 2016, Alfa-Bank, which is the second largest private bank in Russia, offers depositors-individuals 7 deposits, which are sorted by interest rate in this article.
7 place. The deposit "Multicurrency".The deposit is opened simultaneously in rubles, dollars and euros. The minimum amount is 10 thousand rubles, 500 dollars and 500 euros. You can make an unlimited number of non-cash transfers between deposit accounts opened within each "Multicurrency" deposit. The transfer between deposit accounts is carried out at the bank rate established at the time of the transfer. Deposit replenishable. The deposit term is from 3 months to 3 years. The maximum interest rate in rubles is 7.7%( with an amount of 5 million and a period of six months to 1 year).With an amount of 100 thousand rubles, the rate for the same period is 7.4%.In dollars, the maximum interest rate is 1.5%( with an amount of 50 thousand and a period of 184 to 276 days), in euros - 0.85%( with a sum of 50 thousand and a period of 1 year).
6 place. Contribution of "Potential".This contribution provides for replenishment and partial withdrawal. The minimum amount is 10 thousand rubles, 500 dollars or euro. The deposit term is from 3 months to 3 years. The maximum interest rate in rubles - 7.7%( with an amount of 3 million and a period of 184 to 549 days).With an amount of 250 thousand rubles, the rate for the same period is 7.4%.In dollars, the maximum interest rate is 1.5%( with the sum of 60 thousand and the period from 184 to 305 days), in euros - 0.85%( with the sum of 60 thousand and the period from 1 year to 549 days).
5 place. Contribution of "Premier".The minimum amount is 10 thousand rubles, 500 dollars or euro. The term of the deposit is from 3 months to 1 year. Deposit replenishable. The interest rate depends on the amount of the deposit and the term of the funds on the deposit. The maximum interest rate in rubles - 8.8%( with an amount of 3 million and a period of 184 days to 1 year).With an amount of 250 thousand rubles, the rate for the same period is 8.5%.In dollars, the maximum interest rate is 2.7%( with an amount of 120 thousand and a period of 1 year), in euros - 2%( with an amount of 120 thousand and a period of 1 year).
4 place. Contribution "A +".The minimum amount is 1 million rubles, 30 thousand dollars or euro. The term is from 3 months to 750 days. The maximum interest rate in rubles is 9.4%( with a term of 184 to 1 year).In dollars, the maximum interest rate is 2.5%( for a period of 1 year to 750 days), in euros - 1.9%( for a period of 1 year to 750 days).
3 place. Contribution "Life Line".From the amount of interest paid on the deposit, Alfa-Bank will monthly transfer the amount calculated on the basis of 0.05% of the deposit amount to the Charity Fund to Save Seriously Ill Children "Life Line".The minimum deposit amount is 50 thousand rubles. Term - 1 year. The rate is 9.80%.
2 place. Deposit "Premium".The minimum amount is 10 thousand rubles, 500 dollars or euro. The deposit term is from 3 months to 3 years. Payment of interest on a monthly basis. The maximum interest rate in rubles is 10 percent( for an amount of 3 million and for a period of 184 days to 1 year).With an amount of 250 thousand rubles, the rate for the same period is 9.7%.In dollars, the maximum interest rate is 3%( with the sum of 120 thousand and the term from one to three years), in euros - 2.5%( with the sum of 120 thousand and the period from one to three years).
1 place. Contribution "Victory".The minimum amount is 10 thousand rubles, 500 dollars or euro. The deposit term is from 3 months to 3 years. The maximum interest rate in rubles - 11.27%( with an amount of 3 million and a period of 3 years with capitalization).With an amount of 250 thousand rubles, the rate for the same period is 10.55%.In dollars, the maximum interest rate is 3.14%( with an amount of 120 thousand and for a period of 3 years), in euros - 2.59%( with an amount of 120 thousand and a period of 3 years).