Binbank, a member of the top 20 largest banks in Russia, offers individuals in early 2016 10 deposits and savings accounts, the most profitable of which we consider in this rating.
7 place. The "Fixed balance" contribution. The minimum deposit amount is 10 thousand rubles / 300 dollars / 300 euros. The term of the deposit is from 1 month to 3 years. The maximum interest rate in rubles is 8.05% per annum( for an amount of 1.5 million and for a period of six months to a year), in dollars - 2.20%( for a sum of 45 thousand and for a period of 1-2 years),in the euro - 1,45%( on the same terms).There is a possibility of replenishment, partial withdrawal and choice of the method of interest payment( capitalization or payment to a current account).
6 place. The contribution "A decent pension".The deposit can be opened upon presentation of the pension certificate or upon reaching the retirement age of 55 years - for women, 60 years - for men. The minimum deposit amount is 1 thousand rubles / 100 dollars / 100 euro. The deposit term is from 6 months to 3 years. The maximum interest rate in rubles is 9.25% per annum( for a period of six months to one year), in dollars - 2.65%( for a period of 1-2 years), in euros - 1.95%( for the same period).There is a possibility of replenishment and choice of the method of interest payment( capitalization or payment to the current account).With each extension of the deposit, the interest rate in Binbank for the "Worthy Retirement" deposit at the time of the extension( for the relevant term, the amount and currency of the deposit) increases by 0.15%.
5 place. The deposit "Multicurrency".The deposit is opened in US dollars, rubles and euros simultaneously. The minimum amount is the equivalent of 30 thousand rubles in aggregate for 3 accounts, recalculated at the rate of the Central Bank of the Russian Federation, effective on the day of opening of the deposit account. The maximum interest rate in rubles is 9.45% per annum( for a period of six months to one year), in dollars - 2.40%( for a period of one year to 547 days), in euros - 1.65%( for the same period).There is a possibility of replenishment.
4 place. The contribution "Monthly income".The minimum deposit amount is 10 thousand rubles / 300 dollars / 300 euros. The term of the deposit is from 1 month to 3 years. The maximum interest rate in rubles is 9.55% per annum( for an amount of 1.5 million and for a period of six months to a year), in dollars - 3 percent( for an amount of 45,000 and for a period of 1-2 years), in euros- 2.25%( on the same terms).There is a possibility of replenishment and choice of the method of interest payment( capitalization or payment to the current account).
3 place. The "Maximum interest" contribution. The minimum deposit amount is 10 thousand rubles / 300 dollars / 300 euros. The term of the deposit is from 1 month to 3 years. The maximum interest rate in rubles is 10.25% per annum( for an amount of 1.5 million and for a period of six months to a year), in dollars - 3.20%( with an amount of 45 thousand and a period of 1-2 years),in euros - 2.45%( on the same terms).There is a possibility of replenishment.
2 place. The contribution of "Hit of the season".The minimum deposit amount is 50 thousand rubles / 1 thousand dollars / 1 thousand euro. The term of the deposit is from 1 month to 1 year. The maximum interest rate in rubles is 11.50% per annum( for an amount of 1.5 million and for a period of six months to a year), in dollars - 3.70%( for an amount of 25 thousand and for a period of 1 year), in euros- 2.95%( on the same terms).
1 place. Contribution "New Year".The minimum deposit amount is 50 thousand rubles. Deposit term is 270 days. For each full interest period, the rate is set: from 1 to 90 days - 12.50%, from 91 to 180 - 11.50%, from 181 to 270 - 11.00%.The average interest rate for the entire deposit period is 11.67% per annum. Money from the deposit can be withdrawn without loss of interest - at the deposit rate for each full interest period. The interest is capitalized every 90 days( paid to the deposit account).
