Rating of banks for mortgage lending in 2014

Mortgage programs of Russian banks do not lose popularity among the population, because housing prices do not fall, and salaries for buying an apartment without loans are not enough for everyone.
Today we present rating of banks for mortgage lending of 2014 of the year, compiled according to the reporting from as of July 1, 2014.

10. Bank St. Petersburg

For the year the mortgage portfolio of the bank has grown by a third. The bank has several lending programs, which are most actively introduced in the territory of St. Petersburg, as well as in the Leningrad region.

9. Raiffeisenbank

The Bank offers 8 mortgage programs with an initial contribution of 10%.The mortgage can be taken from Raiffeisen both for the purchase of an apartment and for a cottage. For the year, the growth of the mortgage portfolio of Raiffeisenbank was 5%.

8. Sviaz-Bank

The Bank offers housing loans for a maximum term of up to 30 years at a rate of 9.5%.In the mortgage from Sviaz-Bank you can buy an apartment, a townhouse, a house, a plot of land. Mortgage portfolio of the bank is stable - growth for the year - 1%.

7. Rosbank

Rosbank has 10 programs in rubles and currency, among which there is even a loan for a car place in the underground parking. The growth of the mortgage portfolio of Rosbank for the year amounted to 9%.

6. Bank of Moscow

The Bank is actively increasing the volume of mortgage lending - for the year the growth was 125%.The bank has more than 10 programs, including for young families, maternity capital, participants in payroll projects.

5. DeltaCredit

For a specialized DeltaCredit Bank mortgage is a basic service. The bank offers a mortgage for the purchase of a room, an apartment, a garage, apartments, etc. For the year, the portfolio of mortgage loans of the Delta has grown by 20%.

4. Rosselkhozbank

The bank offers a mortgage loan for an attractive period of up to 25 years in rubles, as well as in foreign currency. In the bank's portfolio, 11 513 loans amounting to 14 billion rubles. The annual growth of the mortgage portfolio was 45%.

3. Gazprombank

Gazprombank's wide range of products includes 18 different programs. The maximum term of a mortgage is 30 years, the minimum contribution is 15%.Gazprom was the only one in the top ten to show a decrease in the portfolio of mortgage loans - by 18% for the year.

2. VTB 24

The Bank offers a mortgage for the maximum possible period of up to 50 years with a minimum contribution of 10%.The property can be purchased regardless of the permanent registration or citizenship of the Russian Federation. For the year the portfolio of mortgage loans of VTB 24 grew by 61%

1. Sberbank

The largest mortgage bank of Russia in its portfolio has almost 260 thousand loans in the amount of 402 billion rubles. During the year, the volume of mortgage loans of Sberbank grew by 72%.The loan term in Sberbank is up to 30 years, the minimum rate is 11%.