VTB 24 is a bank of VTB Group, intended for working with individuals. VTB 24 is one of the largest Russian banks, ranking fourth in the country in terms of assets and the second largest in terms of retail deposits( second only to Sberbank).At the same time, by the volume of deposits, VTB 24 is three times ahead of the third Alfa-Bank. This success is due to two factors. First, the reliability of VTB 24, becausethe main shareholder of VTB Bank is the government of the Russian Federation, which, in the person of the Federal Agency for State Property Management, owns 60.9% of the share capital. Secondly, having no less reliability level than Sberbank, VTB 24 offers higher interest on deposits.
In this article we will consider the contributions of VTB 24 for individuals in March 2017.Deposits are ranked by the interest rate in rubles.
6 place.
Deposit "Comfortable"
This deposit is most beneficial for depositors who plan to withdraw part of the deposit without losing interest. Replenishment of the deposit "Comfortable" is also possible. Deposit term is from 6 months to 3 years. The minimum withdrawal amount is 15 thousand rubles or 500 dollars / euro. The interest rate depends on the term of the deposit and the irreducible balance. With an amount of 200 thousand rubles and the condition of capitalization( deposit to the deposit), the rate for a period of 6 months is 4.39%, and for an amount of 1.5 million rubles - 5.67% per annum, which is the maximum interest rate on thiscontribution. For a period of 395 days, the rate with the amount of 200 thousand is the same, and for an amount of 1.5 million it will be 5.55% per annum.
The deposit can be opened in the currency. At an amount of 3 thousand dollars the maximum rate for half a year is 0.10% per annum, and for an amount of 50 thousand dollars - 0.60% per annum. In euro, the profitability of deposits, regardless of the amount and term, is 0.01% per annum.
5 place.
Deposit "Comfortable Online"
The deposit is opened through the Internet bank VTB24-Online at a higher interest rate than a similar deposit opened in the office. With an amount of 100 thousand rubles and a capitalization of interest, the rate is maximum for 395 days and is 4.55% per annum, and for an amount of 1.5 million rubles the maximum rate for a period of six months is 5.82% per annum.
With an amount of 3 thousand dollars the maximum rate for half a year is 0.10% per annum, and for an amount of 50 thousand dollars - 0.60% per annum. In euro - 0,01% per annum.
4 place.
Deposit "Accumulative"
This deposit is most beneficial for depositors who do not plan to withdraw part of the deposit, but plan to replenish it( the minimum amount of additional contributions is 30 thousand rubles or 1000 dollars / euro).The term of the deposit is from 3 months to 3 years. At an amount of 200 thousand rubles and the condition of capitalization of interest rate for a period of 6 months is 6.18%, and for an amount of 1.5 million rubles - 7.31% per annum, which is the maximum interest rate on this deposit. For a period of 395 days, the rate for an amount of 200 thousand 5.97%, and for an amount of 1.5 million, it will be 6.66% per annum.
With an amount of 3 thousand dollars the maximum rate for six months is 0.65% per annum, and for an amount of 50 thousand dollars - 1.30% per annum. In euro - 0,01% per annum.
3 place.
Deposit "Accumulative Online"
The deposit is opened via VTB24-Online at a higher interest rate than a similar deposit opened in the office. With an amount of 100 thousand rubles and a capitalization of interest, the rate is maximum for a period of 6 months and is 6.33% per annum, and for an amount of 1.5 million rubles, the rate is 7.46% per annum.
With an amount of $ 500, the maximum rate for six months is 0.65% per annum, and for an amount of 50 thousand dollars - 1.30% per annum. In euro - 0,01% per annum.
2 place.
Deposit "Profitable"
This contribution can not be replenished or partially removed. The term of the deposit is from 3 months to 3 years. At an amount of 200 thousand rubles and the condition of capitalization of interest rate for a period of 3 months is 7.09%, and for an amount of 1.5 million rubles - 7.75% per annum, which is the maximum interest rate on this deposit. For a period of 395 days the rate for an amount of 200 thousand 6.66%, and for an amount of 1.5 million will be 7.73% per annum.
With an amount of 3 thousand dollars the maximum rate for half a year is 0.80% per annum, and for an amount of 50 thousand dollars - 1.61% per annum. In euro - 0,01% per annum.
All options for the ratio of the amount, term and interest rate for this and other VTB 24 deposits opened in the office can be downloaded in the attachment to the article.
1 place.
Deposit "Profitable Online"
Deposit opens via VTB24-Online at a higher interest rate than a similar deposit opened in the office. With an amount of 100 thousand rubles and a capitalization of interest, the rate is maximum for a period of 3 months and is 7.24% per annum, and for an amount of 1.5 million rubles the rate is 7.90% per annum. For a period of 395 days, the rate with the amount of 100 thousand 6.82%, and with an amount of 1.5 million will be 7.90% per annum.
With an amount of $ 500, the maximum rate for six months is 0.80% per annum, and for an amount of $ 50 thousand - 1.61% per annum. In euro - 0,01% per annum.
All options for the ratio of the amount, term and interest rate for this and other VTB 24 deposits opened in VTB24-Online can be downloaded in the attachment to the article.
see also Deposits of VTB Bank of Moscow
