Promsvyazbank is the bank that occupies the 8th place in Russia in terms of retail deposits. In this rating we will consider the most profitable deposits of Promsvyazbank at the beginning of 2016.
6 place. Deposit "Multicurrency basket".The deposit is opened in three currencies. The minimum amount is 50 thousand rubles / 1 thousand dollars / 1 thousand euros( when opening an Internet bank - 10 thousand rubles / 300 dollars / 300 euros).The term of the deposit is from 6 months to 397 days. With an amount of 50 thousand rubles and a term of 397 days, the interest rate is 8 percent per annum, with an amount of 1 thousand dollars for the same period - 1.85%, with an amount of 1 thousand euro for the same period - 1.30%.The maximum interest in rubles is 8.3% per annum( for an amount of 2.5 million and for a period of 397 days), in dollars - 2.25%( for a sum of 100 thousand and for a period of 397 days), in euros - 1.6%( with an amount of 100 thousand and a period of 397 days).There is a possibility of replenishment and partial withdrawal. Payment of interest at the end of the term of the deposit.
5 place. The "My Opportunities" contribution. The minimum amount for depositors of Moscow and the Moscow region is 50 thousand rubles / 1 thousand dollars / 1 thousand euro. For other regions of Russia - 30 thousand rubles / 500 dollars / 500 euros. The deposit term is from 6 months to 2 years. With a minimum amount, the maximum rate, subject to the choice of capitalization( the calculation of interest on the deposit) and the term of 2 years is 8.59% in rubles, 1.83% in dollars and 1.42% in euros.
The maximum interest rate on the deposit is proposed for a sum of 5 million rubles - 8.94%, from 150 thousand dollars - 2.25%, from 150 thousand euros - 1.73%.In all three cases, the term is 2 years. There is a possibility of replenishment and partial withdrawal.
4 place. The contribution "My pension".The deposit is opened to individuals who are pensioners. The minimum amount is 3 thousand rubles / 500 dollars / 500 euros. The term of the deposit is from 6 months to 2 years. The maximum rate in rubles is 9.93% per annum( for a period of 1 year with a capitalization of interest), in dollars - 2.48%( on the same terms), in euros - 2.02%( on the same terms).There is a possibility of replenishment and payment of interest each month.
3 place. The contribution "My coin box".The minimum amount is 50 thousand rubles / 1 thousand dollars / 1 thousand euros for Moscow and the Moscow region, 30 thousand rubles / 500 dollars / 500 euros for other regions, 10 thousand rubles / 300 dollars / 300 euros -bank. The term of the deposit is from 6 months to one year. The maximum interest in rubles is 9.93% per annum( with an amount of 1 million and a period of 1 year with interest capitalization), in dollars - 2.53%( with a sum of 30 thousand and a period of 1 year with capitalization), in euros -2,02%( on the same terms).There is a possibility of replenishment and payment of interest each month.
2 place. The "Maximum Opportunity" contribution. The minimum amount is 300 thousand rubles. The term of the deposit is 1 year. With a minimum amount, the interest rate is 10.5%, with an amount of 1 million rubles reaching 10.9%.There is a possibility of replenishment and partial withdrawal. Payment of interest at the end of the term.
1 place. The contribution "My benefit".The minimum amount is 50 thousand rubles / 3 thousand dollars / 3 thousand euros( when opening an Internet bank - 10 thousand rubles / 300 dollars / 300 euros).The term of the deposit is from 1 month to 3 years. With a minimum amount and term of 367 days, the interest rate in rubles is 10.25% per annum, in dollars for the same period - 2.6%, in euro - 2%.The maximum interest in rubles is 11.2% per annum( with an amount of 1 million and a period of 1 year), in dollars - 2.8%( with an amount of 100 thousand and a period of 397 days), in euros - 2.2%with an amount of 100 thousand and a period of 397 days).
