Sovkombank( Contemporary Commercial Bank), a member of the top 20 Russian banks in terms of assets, in early 2016 offers individual investors 4 deposits, which we will consider in this rating.
4 place. The contribution "Always at hand".The minimum amount is 30 thousand rubles / 5 thousand dollars / 5 thousand euros. The deposit term is 2 years. The interest rate in rubles is 6% per annum, in dollars and euros - 1.5% per annum. There is a possibility of replenishment and partial withdrawal. Payment of interest - every month.
3 place. The contribution "Permanent income".The minimum amount is 30 thousand rubles / 5 thousand dollars / 5 thousand euros. There is a possibility of replenishment. The term of the deposit is from 1 month to 3 years. The maximum interest rate in rubles is 11.5 percent per annum for a period of 3 months to 6 months, in dollars - 3% for a period of 271 to 365 days, in euros - 2.5% for a period of 271 to 365 days. Interest is paid at the end of the term of the deposit. Partial removal is not provided. There is a possibility of early termination without loss of interest, which is allowed every 12 months.
2 place. Deposit "Interest on interest".The minimum amount is 30 thousand rubles / 5 thousand dollars / 5 thousand euros. The term of the deposit is from one month to three years. The maximum interest rate in rubles is 11.5 percent per annum for a period of 3 months to 6 months, in dollars - 3% for a period of 271 to 365 days, in euros - 2.5% for a period of 271 to 365 days. There is a possibility of capitalization( calculation of interest to the deposit), as well as early termination without loss of interest, which is allowed every 12 months. Partial removal is not provided.
1 place. The "Maximum income" contribution. The minimum amount is 30 thousand rubles / 5 thousand dollars / 5 thousand euros. The term of the deposit is from 1 month to 3 years. The maximum interest rate in rubles is 12.5 percent per annum for a period of 3 months to 6 months, for a period of 1 year the rate is 11.5 percent, for a period of 2 or 3 years, 10.5 percent. The maximum rate in dollars - 3.5% for a period of 271 to 365 days, for a period of 1 to 3 years, the rate is 3%.The maximum rate in euros - 3% for a period of 271 to 365 days, for a period of 1 to 3 years, the rate is 2.5%.Interest is paid at the end of the deposit period. There is a possibility of replenishment, partial withdrawal is not provided.