Interest rates on consumer loans in Sberbank in 2015
Sberbank of Russia offers individuals five consumer loans. In this rating, these loans are sorted by the interest rate( from the highest to the lowest).
5 place. Loan to individuals, leading personal subsidiary plots. A special credit program for owners of personal part-time farms, providing for subsidizing part of the interest rate from budget funds. It operates in all regions of Russia, except Moscow. The interest rate is 24.5 percent. The loan amount for a period of up to 2 years from 15 thousand rubles.up to 300 thousand rubles.on one farm, for a period of up to 5 years - from 15 thousand rubles.up to 700 thousand rubles.on one farm.
4 place. Consumer loans to military members of the NIS( accumulative mortgage system) who received a mortgage under the Military Mortgage program in Sberbank or who make a mortgage under the Military Mortgage program in the Savings Bank. Interest rate with the design of the guarantee.persons - 18.5 percent per annum. The loan amount in this case is up to 1 million rubles. Without a guarantor, the maximum loan amount is reduced to 500,000, and the interest rate increases to 19.5 percent. The loan period is up to 5 years. The loan can be used for any purpose, including as a surcharge for the apartment you buy.
3 place. Consumer credit without collateral. The interest rate is from 17.5% per annum. To get such a low rate, you need to receive a salary or a pension to an account opened with Sberbank, and also take a loan for up to 24 months. Salary clients of Sberbank also have the advantage of being able to apply for this loan through Sberbank Online without visiting the bank's office. The maximum loan amount to 1.5 million rubles. The loan is issued for any purpose without collateral and guarantors. The maximum loan period is 5 years.
2 place. Consumer loan under the guarantee of individuals. The interest rate is from 16.5% per annum. As with the previous loan, in order to get such a low rate, you need to receive a salary or a pension to an account opened with Sberbank, and also take a loan for up to 24 months. The maximum loan amount is up to 3 million rubles. The loan is issued for any purpose. The maximum loan period is 5 years.
1 place. Consumer loan secured by real estate. The loan is provided for any purpose on the security of the real estate available to the client.the amount from 1 to 10 million rubles. The lowest interest rate on this loan is 15.5% per annum under two conditions: up to 10 years inclusive and the loan-to-appraised value of the collateral real estate up to 40%.
This loan is included in the number of consumer loans with the lowest interest rate in Moscow.