Gazprombank, which is among the three most reliable, as well as among the top three Russian banks, offers 8 deposits to individuals in 2016, the most profitable of which we will consider in this rating.
7 place. Input "Rentier."The deposit is opened for a period of 3 years. The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. Replenishment and partial withdrawal is impossible. Payment of interest at the choice of the depositor: monthly or capitalization( attribution to the deposit amount).The interest depends on the amount of the deposit, with the minimum amount in rubles, the maximum interest rate of 6.70% per annum( for a period of six months), with the amount from 300 thousand - 6.90%( for the same period), over 1 million rubles - 7.10%( for the same period).In dollars - up to 1.50%( with an amount of 10 thousand dollars and a period of 1 year), in euros - up to 0.90%( with an amount of 10 thousand euros and a period of 1 year).Contribution to third parties is accepted only in Russian rubles. When opening this and any other term deposit in Gazprombank, the depositor is given a free bank card, the category of which depends on the size of the deposit.
6 place. Deposit "Gazprombank-Pension".The deposit is opened only to pensioners. The minimum amount is 500 rubles. The term of the deposit is 1 year. With a minimum amount, the rate is 8.20%, with an amount of 10 thousand rubles - 8.40%.There is a possibility of replenishment and partial withdrawal.
5 place. Contribution of "Gazfond-Pension".The contribution is taken from pensioners who receive pension payments in the non-state pension fund Gazfond. The minimum amount is 100 rubles. The deposit term is from six months to 550 days. With a minimum amount, the rate is up to 8.90%( for 6 months), with an amount of 10 thousand rubles - 9.10%( for the same period).There is a possibility of replenishment.
4 place. The "Dynamic" contribution. The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. The term of the deposit is from 3 months to 3 years. There is a possibility of replenishment and partial withdrawal. Interest rates depend on the amount and term of the deposit. In rubles, up to 9.20% per annum( for a period of 6 months with an amount of 1 million rubles), in dollars - up to 1.85%( for a period of 1 year and a sum of 10 thousand dollars), in euros - up to1.15%( on the same terms).
3 place. Deposit "Accumulative".The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. The term of the deposit is from 3 months to 3 years. There is a possibility of replenishment. Interest rates depend on the amount and term of the deposit. With a minimum amount in rubles, the rate is 8.90% for a period of six months to a year. The maximum rate is 9.30% with an amount of 1 million rubles and a period of six months to one year. In dollars, the rate goes up to 1.95% per annum( for 1-2 years and the amount of 10 thousand dollars), in euros - up to 1.25%( on the same terms).
2 place. Contribution "Perspective".The minimum amount is 15 thousand rubles, 500 dollars or 500 euros. The term of the deposit is from 3 months to 3 years. Replenishment and partial withdrawal is impossible. Interest rates depend on the amount and term of the deposit. With a minimum amount in rubles, the rate is 9.10% for a period of 6 months. The maximum rate is 9.50% with an amount of 1 million rubles and a period of 6 months. In dollars, the rate goes up to 2.05% per annum( for a period of 1 year and the amount of 10 thousand dollars), in euros - up to 1.35%( on the same terms).
1 place. Investment Income. Opening of the deposit is carried out in the order of non-cash transfer from a bank( current) account in Russian rubles opened in the name of the depositor in the same division of GPB( OJSC)( head office / branch).The maximum interest rate is granted only if the amount is not less than 100% of the amount of the deposit in open and interval mutual funds managed by ZAO Gazprombank - Asset Management. In this case, the interest rate reaches 10.5 percent per annum with the deposit amount of 1 million rubles and a period of 3 to 6 months. With the same amount and term of 1 year, the rate is 9.8%.With an amount of 25 thousand rubles, the maximum rate of 10% per annum for six months. Replenishment and partial withdrawal is impossible.