Over the past months, the dollar and the euro have several times set "antirecords", increasing rates to the ruble by almost a third. Naturally, in these conditions, the issue of the preservation of savings becomes topical. Demand for cash foreign currency increased almost 2.5 times in November, but analysts say that the right time to buy up dollars has already been missed, which means that we need to approach investment in a more balanced way.
Therefore, today we offer Top 5 tips how to save savings when the ruble falls .The recommendations are based on the opinions of professional experts. The main advice is not to make investments under the influence of emotions, but to choose one of the options carefully.
Contents:
- 5. Investments in securities
- 4. Careful selection of
- bank 3. Accumulation in different currencies
- 2. Investments in real estate
- 1. Investments in precious metals
5. Investments in securities
Investments in shares of large companies are worthconsidered as a tool for long-term investment. Experts note that the priorities in the market are changing and more attractive are not Russian energy companies and state-owned banks, but enterprises in the industrial sector and innovation.
4. Careful selection of the bank
If the bank deposit is chosen as a method of saving money, then it is not worth choosing small banks in an interest-driven pursuit of interest. Sanitation of the banking sector is not over yet, which means that not one bank will part with the license in the next few years. If the deposit amount exceeds the insured 700 thousand, it is worth to settle in several credit organizations.
3. Accumulations in different currencies
The current rate is not the most successful for buying currency. But if there is a persistent desire to keep part of the savings certainly in foreign currency, look at the Norwegian krone, the Swiss franc, the yen and the British pound, amid talks about a possible ban on dollar deposits in Russian banks, the fuss over the US currency is prohibitive.
2. Investments in real estate
If you have accumulated a fairly large amount of money, you can invest it in real estate. Only on the condition that borrowed funds will not be used for purchasing - loan rates for today are far from the most profitable level.
1. Investments in precious metals
Guaranteed income in the long term will bring investments in coins issued in limited series. But to store such an acquisition under the mattress does not exactly work, which means that there are expenses for renting a bank safe. Another option is to open an impersonal metal account, but for such an investment it is worth choosing a reliable bank from among the Top-10.
