The Central Bank( CB) of the Russian Federation announced the list of reliable banks in 2015 in Russia, which together account for 60% of the market. The rating was compiled on the basis of several criteria, including the size and volume of deposits, as well as the number of transactions between banks. And the most important indicator is the sufficiency of own capital;in a simple way - the more money a bank has, the more reliable it is. For ordinary depositors, this means that the risk of bankruptcy for these banks tends to zero.
We represent you the top ten in which entered the most reliable banks of Russia for 2015, according to the version of the Central Bank .
- 10. PJSC "Promsvyazbank"
- 9. JSC "UniCredit Bank"
- 8. Bank of Moscow
- 7. Alfa-Bank
- 6. PJSC Bank Opening FC
- 5. PJSC "VTB"24 "
- 4. JSC" Rosselkhozbank "
- 3. Bank of GPB( JSC), Gazprombank
- 2. OJSC" Bank VTB "
- 1. JSC" Sberbank of Russia "
10. PJSC" Promsvyazbank "
Founded in 1995.As of mid-summer 2015, Promsvyazbank's assets amount to 1 trillion rubles, and equity capital is 123 billion rubles. According to the latest indicator, Promsvyazbank is one of the largest banks in the world.
9. UniCredit Bank
UniCredit Bank appeared in Russia in 1989 as part of the financial group UniCredit. Throughout Russia, there are 103 branches of the bank, which serve more than 1.6 million individuals.
8. Bank of Moscow
This bank was founded in 1995 as a joint-stock commercial Moscow municipal bank, privatized in 2011.The main shareholding belongs to the bank VTB( PAO).The organization serves more than 9 million individuals and 120,000 legal entities.
7. JSC "Alfa-Bank"
Founded in December 1990, in 2004, suffered a crisis - the shareholders even had to help the bank with personal funds. As of the end of 2014, the bank's own capital is 216.6 billion, and assets - 2.4 trillion rubles.
6. PAO Bank Opening FC
This is the main institution of the Otkrytie Banking Group, which occupies the first line of the list of the largest private banking groups in Russia. Provides investment services and specializes in servicing large and medium-sized corporate clients. At the end of 2014, the assets of the group of banks "Opening FC" and "Khanty Mansiysk Bank Opening" amounted to 2.6 trillion rubles, and equity - 157.8 billion rubles.
5. PJSC "VTB 24"
The bank was established on the basis of "Guta Bank", which did not pass the 2004 crisis test. Subsequently, he added part of the bank "VTB North-West", "Transcreditbank".The only shareholder of VTB 24 is OJSC VTB Bank( it is the second largest bank in Russia).At the moment, the volume of deposits of individuals is second only to Sberbank.
The Bank of the Russian Government, represented by the Federal Property Management Agency, which owns 100% of the shares, was created on the orders of Vladimir Putin in 2000 to serve the needs of agro-industrial production. Partner of the "Golden Autumn" - the largest Russian agro-industrial exhibition in Russia.
3. Bank GPB( JSC), Gazprombank
The bank was established in 1990.As of December 2014, his own capital was 439 billion rubles, and assets - 4,768.5 trillion rubles. However, in 2014 Gazprombank entered the Sanction List of the US Treasury. With this bank connected funny curiosity: in 2008, due to internal error, one of the branches accidentally transferred to the account of a simple policeman from Tomsk 4 billion rubles. He returned the money.
2. OJSC Bank VTB
Founded in 1990 with the participation of the State Bank and the Ministry of Finance of the RSFSR for servicing the external trade activities of the state. In 1998, it was reorganized into OJSC( the state represented by the CBR still owns 60.9% of the shares).The Bank provides support to several national-level sports organizations( for example, the Dynamo club in Moscow).He is a member of the Board of Trustees of the Bolshoi Theater and is sponsored by the Mariinsky Theater.
1. JSC "Sberbank of Russia"
Headed the rating of reliable Russian banks 2015 .This green logo in Russia is known to everyone, since "Sberbank" is the oldest credit institution in Russia. It originated from the system of state labor savings banks, which appeared in the USSR in 1922.In the market of private deposits, "Sberbank" owns 50.5%.He owns 30% of all loans issued in Russia.