In 2016, VTB 24 offers individuals 7 deposits, 4 of which can be opened in the offices of the bank, as well as 3 deposits that can be opened online. All these deposits by interest rate are considered in our rating.
7 place. The "Comfort" deposit with the opening in the bank office. This contribution is most beneficial to those investors who plan to withdraw part of the deposit without losing interest. Replenishment of the deposit "Comfortable" is also possible. The deposit term is from 6 months to 5 years. The minimum withdrawal amount is 15 thousand rubles, or 500 dollars or euro. The interest rate depends on the term of the deposit and the irreducible balance. With an amount of 200 thousand rubles and the condition of capitalization( deposit to the deposit), the rate for a period of 6 months is 4.39%, and with a maximum amount of 1.5 million rubles - 5.92% per annum. With an amount of 50 thousand dollars for a period of 546 days, the rate is 1.72%, with the amount of 50 thousand euro for the same period of 0.91%.
6 place. Contribution of "Comfortable Online".The deposit is opened via VTB24-Online at a higher interest rate than a similar deposit opened in the office. In the amount of 100 thousand rubles and the condition of capitalization( deposit to the deposit), the interest rate for 395 days is 4.55%, and for a maximum of 1.5 million rubles - 6.13% per annum. With an amount of 50 thousand dollars for a period of 546 days, the rate is 1.82%, with the amount of 50 thousand euro for the same period of 1.01%.
5 place. Deposit "Accumulative" with the opening in the office of the bank. This contribution is most beneficial to those investors who do not plan to withdraw part of the deposit, but plan to replenish it. The deposit term is from 3 months to 5 years. With an amount of 200 thousand rubles and the condition of capitalization( deposit to the deposit), the interest rate for the period of 395 days is 7.95%, and with a maximum amount of 1.5 million rubles - 8.82% per annum. With an amount of 50 thousand dollars for a period of 546 days, the rate is 2.03%, with the amount of 50 thousand euros for the same period of 1.21%.
4 place. Deposit "Accumulating Online".The deposit is opened via VTB24-Online at a higher interest rate than a similar deposit opened in the office. With an amount of 100 thousand rubles and the condition of capitalization( deposit to the deposit), the interest rate for the term of 395 days is 8.11%, and for a maximum amount of 1.5 million rubles - 8.98% per annum. With an amount of 50 thousand dollars for a period of 546 days, the rate is 2.13%, with an amount of 50 thousand euros for the same period of 1.31%.
3 place. Deposit "Profitable" with the opening in the office of the bank. This contribution can not be replenished or partially removed. The deposit term is from 3 months to 5 years. With a term of 6 months and an amount of 200 thousand rubles, the interest rate is 8.03%, taking into account the capitalization, for the same period with the amount of 1.5 million rubles - 9.48%.With an amount of 50 thousand dollars for a period of 546 days, the rate is 2.39%, with the amount of 50 thousand euros for the same period of 1.57%. All variants of the ratio of the amount, term and interest rate for this and other VTB 24 deposits opened in the office can be downloaded in the attachment to the article .
2 place. Contribution of "Profitable Online".The deposit is opened through VTB24-Online at a higher interest rate than a similar deposit opened in the office. With a term of 6 months and an amount of 200 thousand rubles, the interest rate is 8.18%, taking into account the capitalization, for the same period with the amount of 1.5 million rubles - 9.64%.With an amount of 50 thousand dollars for a period of 546 days, the rate is 2.49%, with the amount of 50 thousand euros for the same period of 1.67%. All options for the ratio of the amount, term and interest rate for this and other VTB 24 deposits opened in VTB24-Online can be downloaded as an attachment to the article .
1 place. The contribution is "Double".Opens in the office of the bank subject to payment of an insurance premium equal to the amount of the deposit. Deposit term is 181 days. The minimum deposit amount is 350 thousand rubles. Replenishment and partial withdrawal is not provided. With a minimum amount, the rate is 9.55% per annum, with an amount of 3.5 million - 11.75% per annum.
