In 2015, Sberbank of Russia offers five deposits for pensioners on special terms. We will consider these contributions in this rating. The rates specified in the article are valid from on May 20, 2015 .
5 place. Deposit " Pension-plus Savings Bank of Russia ".This contribution, as you might guess from the title, was created specifically for retirees. The term of the deposit is 3 years. The interest rate is low( 3.55% per annum with capitalization and 3.50% without interest capitalization), but this deposit has many advantages: the minimum amount of minimum balance is only 1 ruble, there is the possibility of replenishment and partial withdrawal.
4 place. Deposit " Add to ".This is a deposit with the possibility of replenishment. For pensioners under the deposit "Popolnyay" there are special conditions: first, the maximum rate for the chosen term, regardless of the amount of the deposit;secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and prolongation of the deposit. The maximum rate for this deposit is 8.94% per annum in rubles with a deposit term of 3 years. The maximum rate in dollars is 3.20%( for a period of 1-2 years), in euros - 2.27%( for the same period).
3 place. The deposit " Saving " differs in that it can neither be replenished nor removed some of the funds. As for the deposit "Popolnyay", the pension rate is the maximum and reaches 9.96% per annum in rubles( for a period of 3 years), up to 3.30% in dollars( 1-2 years) and 2.38% ineuros( 1-2 years).
2 place. Contribution " Replenish Onl @ yin ".This contribution differs from the previous one with the same name in that it can only be opened through "Sberbank Online"( instructions for opening an online deposit can be downloaded in the attachment to the article ).For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established( foreseen for an amount of 700 thousand rubles / from 20 thousand US dollars / from 20 thousand euros).The maximum interest on the deposit in rubles is 9.96%( for 3 years), in dollars - 3.45%( 1-2 years), in euros - 2.53% per annum( for 1-2 years).
1 place.: Contribution of " Save On @ yin ".The maximum interest on the deposit in rubles is 11.01%( for 3 years), in dollars - 3.56%( 1-2 years), in euros - 2.63% per annum( for 1-2 years).