JSC "Russian Standard Bank" was founded in 1999.During its activity the bank opened 170 divisions and proved its reliability. As of the beginning of 2016, the Russian Standard Bank ranks 15th in Russia in terms of retail deposits. The most profitable bank deposits for January 2016 we will consider in this rating.
5 place: Deposit "Convenient"
The maximum interest rate on the deposit - up to 8% per annum, is possible when opening a deposit in rubles for a period of 360 days with a deposit of 300,000 rubles.
The agreement is concluded in rubles, dollars and euros. The minimum amount required to open a deposit is 30,000 rubles, 5,000 dollars, or 5,000 euros. The deposit term is 181, 360 and 720 days. The size of the interest rate depends on the period, amount, minimum balance and currency. The deposit provides for replenishment and withdrawal within the limits of the irreducible balance. The minimum balance is equal to the amount of the down payment. Interest is paid at the end of the deposit term
Interest rate on the deposit:
7% per annum for a deposit in rubles, for a period of 360 days, with a minimum amount of 30,000 rubles;
1.75% per annum for a deposit in dollars, for a period of 360 days, with a minimum amount of 10,000 dollars;
0.5% per annum for the contribution to the euro, for any period, with a minimum amount of 10 000 euros.
This and other deposits of the Russian Standard Bank are automatically extended for a new period. Each depositor, after completing the deposit, receives a free debit card of the unified MasterCard Worldwide system as a gift.
4th place: "Rentier" deposit
The maximum interest rate on the deposit is up to 8.5% per annum, it is possible when opening a deposit in rubles for 360 days with the deposit amount of 100 000 rubles.
The agreement is concluded in rubles, dollars and euros. The minimum amount required to open a deposit is 30,000 rubles, 5,000 dollars, or 5,000 euros. The deposit term is 181 and 360 days. The size of the interest rate depends on the term, amount, method of registration and currency. The deposit is subject to replenishment. Interest is paid monthly or quarterly( at the request of the depositor).
Interest rate on the deposit:
7.5% per annum for a deposit in rubles, for a period of 360 days, with a minimum amount of 30,000 rubles;
2.25% per annum for a deposit in dollars, for a period of 360 days, with a minimum amount of 5,000 dollars;
0.75% per annum for the contribution to the euro, for a period of 360 days, with a minimum amount of 5,000 euros.
3rd place: Deposit "Accumulated"
The maximum interest rate on the deposit - up to 11% per annum, is possible when opening a deposit in rubles for 360 days with the deposit amount of 100 000 rubles.
The agreement is concluded in rubles, dollars and euros. The minimum amount required to open a deposit is 30,000 rubles, 5,000 dollars, or 5,000 euros. The deposit term is 181 and 360 days. The size of the interest rate depends on the term, amount, method of registration and currency. The deposit is subject to replenishment. Interest is paid at the end of the term of the deposit.
Interest rate on the deposit:
9% per annum for a deposit in rubles, for a period of 360 days, with a minimum amount of 30,000 rubles;
2.75% per annum for a deposit in dollars, for a period of 360 days, with a minimum amount of 5,000 dollars;
1.25% per annum for the contribution to the euro, for a period of 360 days, with a minimum amount of 5,000 euros.
2nd place: "Maximum income"
The maximum interest rate on the "Maximum income" deposit is 12% per annum when opening a deposit in a bank branch and 12.2% when making a deposit through the Internet.
The agreement is concluded in rubles, dollars and euros. The minimum amount required to open a deposit is 30,000 rubles, 5,000 dollars, or 5,000 euros. Deposit term in days: 91, 181, 360 and 720. The size of the interest rate depends on the term, amount, method of execution and currency. The deposit is subject to replenishment.
Interest rate on the deposit:
12% per annum for a deposit in rubles, for a period of 360 days, with a minimum amount of 30,000 rubles;
3.75% per annum for a deposit in dollars, for a period of 360 days, with a minimum amount of 5,000 dollars;
2.25% per annum for the contribution to the euro, for a period of 360 days, with a minimum amount of 5,000 euros.
1 st place: Deposit "Profitable MIX"
This is a unique offer - up to 14% per annum, when signing a contract for a year in the bank's branch and up to 14.5% per annum when opening a deposit through an Internet bank. Interest is paid quarterly, by transferring funds to a separate account. This is a contribution with a growing interest rate: from 1 to 90 day the rate is maximum and is 14% per annum, from 91 to 180 day - 12%, from 181 to 270 - 11.5%, from 271 to 360 day - 10.5%.The average interest rate for the whole period of the deposit is 12% per annum.
Deposit is opened for a period of 1 year. Replenishment and partial withdrawal is not provided. The minimum amount required to open a deposit is 30,000 rubles.