In February 2015 VTB 24 offers for individuals 5 deposits that can be opened in the bank's offices, as well as a number of deposits with higher interest, which are opened only through the Telebank system. Next, we will consider the most profitable contributions of VTB 24. The rating did not take into account the contribution "Special", becauseit is available only to holders of salary cards VTB 24.
7th place. Contribution "Comfortable".This contribution is most beneficial to those investors who plan to withdraw part of the deposit without losing interest. Deposit opens at the bank office. Replenishment of the deposit "Comfortable" is also possible. The deposit term is from 6 months to 5 years. The minimum withdrawal amount is 15 thousand rubles, or 500 dollars or euro, if the deposit is opened in foreign currency. The interest rate depends on the term of the deposit and the irreducible balance. With an amount of 100 thousand rubles and a capitalization of interest, the rate for a period of 6 months is 10.31%, and with a maximum amount of 1.5 million rubles - 10.73% per annum. At the amount of 50 thousand dollars for a period of one and a half years, the rate is maximum and reaches 5.5%, with the amount of 50 thousand euros for the same period up to 5.29%.
Whale - symbol of this contribution
6 place. Deposit "Accumulative".This contribution is most beneficial to those investors who do not plan to withdraw part of the deposit, but plan to replenish it. Deposit opens at the bank office. The deposit term is from 3 months to 5 years. With a term of six months and a sum of 100 thousand rubles, the rate is 11.36%, taking into account the capitalization of interest, with an amount of 1.5 million rubles for the same period - 11.78%.
In currency, the maximum rate for a period of 1.5 years with the amount of 50 thousand dollars - 5.56%, with the amount of 50 thousand euros - 5.34%.
5 place. Contribution of "Comfort-Telebank".You can open this deposit only online, via the Telebank system. Deposit terms: the ability to replenish the deposit and withdraw part of the money at any time without losing interest;the yield depends on the amount of the irreducible balance;The deposit can be managed without visiting the Bank's office. With a minimum balance of 50 thousand rubles, the interest rate, subject to capitalization, is 10.47% for a period of six months. For the same period with an amount of 10 million rubles, the rate reaches 12.62% per annum.
For a period of 1 year + 1 month with an amount of 75 thousand dollars, the rate is 5.55%, with the amount of 75 thousand euros - 5.34%.
4 place. Deposit "Profitable-ATM".This deposit can be made only with the use of ATM VTB 24 and a bank card received in VTB 24. The term of the deposit is from 3 months to 395 days. Interest is paid to the bank card at the end of the deposit period. There is no possibility to replenish and partially withdraw the deposit. Automatic renewal of the contract is not provided. With an amount of 5 thousand rubles, the interest rate is 12.75% for a period of six months. In the currency, the maximum deposit rates for a period of 1 year + 1 month: for an amount of 200 dollars, the rate is 3.55%, with an amount of 200 euros - 3.35%.
3 place. Deposit "Profitable".This contribution can not be replenished or partially removed. The deposit term is from 3 months to 5 years. With a period of 3 months and an amount of 100 thousand rubles, the interest rate is 13.24%, taking into account the capitalization, for the same period with the amount of 1.5 million rubles - 13.65%.For a period of 1.5 years, the maximum rate for an amount of 50 thousand dollars - 5.61%, with the amount of 50 thousand euros - 5.40%. All options for the ratio of the amount, term and interest rate for this and other VTB 24 deposits opened in the office can be downloaded in the attachment to the article.
2 place. The contribution "Profitable-Telebank".You can open this deposit only online, via the Telebank system. Deposit terms: the deposit is not replenished or partially withdrawn;interest payment at the end of the term, the deposit can be managed without visiting the Bank's office. With an amount of 10 thousand rubles, the interest rate is 14.35% for a period of 3 months. With an amount of 1 million rubles for the same period - 14.55% per annum.
For a period of 1 year + 1 month with the amount of 50 thousand dollars, the rate is 5.50%, with the amount of 50 thousand euros - 5.30%.
All options for the ratio of the amount, term and interest rate for this and other VTB 24 deposits opened through Telebank can be downloaded in the attachment to the article.
1 place. Deposit "Your bonus".This is a novelty in the VTB24 deposit line. This contribution is short-term, it can be opened for a period of 1 to 3 months. The deposit is opened only in rubles. The maximum interest on the amount of 9.5 million rubles - 15.2% per annum. At the sum from 100 thousand - 14,20% annual.
