Best credit cards for 2014

People who do not have a bank card are becoming fewer and fewer. This is not surprising, because a small piece of plastic not only replaces the purse with cash, but also carries a lot of nice bonuses.

In today's rating presents the best credit cards of 2014 .These cards allow you to use borrowed funds on the most favorable terms.

10. Aeroflot - MasterCard - Alfa Bank

The card is issued free of charge, and the annual service feee will be 1 225 rubles. The interest for using the loan from Alfa-Bank will be from 18.99%.For every 30 rubles spent from a card account to pay non-cash services and goods, one mile is charged for flights by Aeroflot.

9. Visa or MasterCard Gold from Sberbank

The credit limit for such a card will be up to 600 000 rubles.at a rate of 17.9%.At the same time, the interest-free crediting period is 50 days, and the validity period of the card is 3 years. The cardholder participates in the "Thanks from Sberbank" bonus program.

8. "100 days without interest" - Alfa-Bank

Issue of one of the most profitable credit cards of 2016 is free of charge, the limit of borrowed funds will be up to 150,000 rubles for Classic cards and 300,000 rubles for the Gold segment, while the interest-free periodcrediting - 100 days. Interest for loans will be from 19.99% per annum.

7. "Low interest" card from the Bank of Moscow

The interest for using borrowed funds on the card will be from 19.99%.On the choice of the client are offered cards of the classical segment, as well as premium cards. The credit limit is up to 350,000 rubles for classic and up to 750,000 rubles for gold cards. Grace period is 50 days.

6. MasterCard Standard "Classic card" from BINBANK

The limit of borrowed funds on the card will be 400 000 rubles at a rate of 24% per annum. The validity period of the BINBANK card is 4 years. The preferential interest period is 55 days. The commission for servicing the "Classic Card" in the first year will be 475 rubles, then - 950 rubles.

5. MasterCard Standard from OTPBank

The card differs by the largest credit limit - up to 1,500 thousand rubles. The interest for using the bank's funds will be 24% when submitting documents confirming the income of the holder. If the card is issued only on the passport, the rate will increase to 29.9%.The interest-free period is 55 days.

4. Auto MasterCard MasterCard® Black Edition from UniCredit Bank

The limit of borrowed funds on AutoCard is up to 1 200 thousand rubles. The interest for using the loan is 24.9%.At the same time, 1% of the funds spent on the card account will be returned to the holder. From the funds spent on fuel, 3% will return. Premium segment allows the owner of the best card to use concierge service, insurance programs and discounts when paying for a lot of goods in the partner network.

3. MasterCard Standard Citi Select from Citibank

The limit of borrowed funds on the card is 300,000 rubles.at a rate of 22.9% per annum.3.5% of the amount is charged for cash withdrawal. Citibank offers a grace period of up to 50 days. The card holder receives bonus points - "selections", which can be paid in the affiliate network.

2. "Good card" MasterCard Standard from MDM Bank

Credit limit on the card - up to 300 000 rubles.at a rate of 21% per annum. For the withdrawal of cash, a commission of 4.5% per annum is charged. The annual maintenance fee is not charged. The non-interest bearing crediting period from MDM Bank is 52 days.

1. MasterCard Unembossed from the bank "TRUST"

The most profitable credit card allows you to use borrowed funds up to 500 000 rubles.at an attractive rate of 12.9% per annum. In this case, the issue of the card takes 15 minutes. The interest-free loan period is 55 days. Card service is free of charge.