At the beginning of 2015, Alfa-Bank, which is the second largest private bank in Russia, offers depositors-individuals 7 deposits, which are sorted by interest rate in this article.
7 place. Contribution of "Potential".This contribution provides for replenishment and partial withdrawal. The minimum amount is 10 thousand rubles, 500 dollars or euro. The deposit term is from 3 months to 3 years. The maximum interest rate in rubles is 10.00%( with an amount of 3 million and a period of 1 year).With an amount less than 250 thousand rubles, the rate and the term of 1 year rate is 9.60%.In dollars, the maximum interest rate is 4.50%, in euro - 4%.
6 place. The deposit "Multicurrency".The deposit is opened simultaneously in rubles, dollars and euros. The minimum amount is 10 thousand rubles, 500 dollars and 500 euros. You can make an unlimited number of non-cash transfers between deposit accounts opened within each "Multicurrency" deposit. The transfer between deposit accounts is carried out at the bank rate established at the time of the transfer. Deposit replenishable. The deposit term is from 3 months to 3 years. The maximum interest on the deposit for a period of 1 year and is in rubles - 10%, in dollars - 4.50%.In euro, the maximum interest for a period of 550 days is 4% per annum.
5 place. Contribution of "Premier".The minimum amount is 10 thousand rubles, 500 dollars or euro. The term of the deposit is from 3 months to 1 year. Deposit replenishable. The interest rate depends on the amount of the deposit and the term of the funds on the deposit. The maximum interest in rubles is 13.5%, in dollars - 5%, in euro - 4.50% per annum. This deposit is the most profitable of Alfa-Bank's deposits with the possibility of replenishment.
4 place. Contribution "Life Line".From the amount of interest paid on the deposit, Alfa-Bank will monthly transfer the amount calculated on the basis of 0.05% of the deposit amount to the Charity Fund to Save Seriously Ill Children "Life Line".The minimum deposit amount is 50 thousand rubles. Term - 1 year. The rate is 14.80%.
3 place. Contribution "A +".The minimum amount is 1 million rubles, 30 thousand dollars or euro. The term is from 3 months to 750 days. The maximum interest in rubles is 14.90%, in dollars - 5.40%, in euro - 4.90% per annum.
2 place. Deposit "Premium".The minimum amount is 10 thousand rubles, 500 dollars or euro. The deposit term is from 3 months to 3 years. Interest on the deposit is transferred to a special account on a monthly basis and is available for withdrawal at any time. The maximum interest in rubles is 15.5%, in dollars - 6%, in euro - 5.50% per annum.
1 place. Contribution "Victory".The minimum amount is 10 thousand rubles, 500 dollars or euro. The deposit term is from 3 months to 3 years. With an amount of up to 250 thousand rubles and a period of 3 years, the rate is 16.83%, with an amount of 3 million rubles for the same period - 17.28%.With an amount of up to 10 thousand dollars and a period of 3 years, the rate equals 6.20%, with an amount of 120 thousand dollars and the same term - 6.56%.With an amount of up to 10 thousand euros and a period of 3 years, the rate equals 5.61%, with an amount of 120 thousand dollars and the same term - 5.96%.
