8th place. Contribute "Manage."The interest rate on the deposit depends on the irreducible balance and the term( from 3 months to 3 years).With a period of 6-12 months and the balance of 700 thousand rubles.the rate is maximum and is 6.50%( taking into account the capitalization of interest).With a balance of 30 thousand, the rate is 6.08% on the same terms. Also this deposit can be opened in foreign currency. In dollars, the maximum interest rate is 1.64%( with an amount of 20 thousand dollars and a period of 3 years with capitalization), in euros - 0.35% per annum( with an amount of 20 thousand euros from 2 to 3 years).There is a possibility of replenishment and partial withdrawal.
7 place. Contribute "Manage On @ yen".This contribution differs from the previous one with the same name, that it can be opened only through "Sberbank Online" or ATM( instructions for opening online deposits through "Sberbank Online" or ATM can be downloaded in the appendix to the article ).Due to this, interest is slightly higher than on a similar deposit opened in the bank branch. On the "Manage On-Line" deposit, the maximum rate for a period of 6 months to 1 year, taking into account the capitalization of interest with a balance of 700 thousand rubles - 7.00%, and with a balance of 30 thousand rubles.- 6.28%.In dollars, the maximum interest rate is 1.90%( with the amount of 20 thousand dollars and a period of 3 years with capitalization), in euros - 0.61% per annum( with the amount of 20 thousand euros and a period of 3 years with capitalization).
6 place. Contribute "Refill".As you can guess from the title, this is a contribution with the possibility of replenishment( but without partial withdrawal).With a term of 3 years and the amount of the deposit from 700 thousand rubles.the interest rate reaches 7.10%( taking into account the capitalization of interest).With an amount of 100 thousand on the same terms, the rate is 6.68%.In dollars, the rate goes up to 1.85%, in euros - up to 0.55%( in both cases with an amount of 20 thousand dollars and a period of 3 years, taking into account the capitalization of interest).For pensioners under the deposit "Popolnyay" there are special conditions: first, the maximum rate for the chosen term, regardless of the amount of the deposit;secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and prolongation of the deposit. For more details see Profitable contributions of Sberbank of Russia for pensioners.
5 place. The contribution "Give life".The name of the contribution is borrowed from the fund for helping children with cancer, hematological and other serious diseases, founded by Russian actresses Chulpan Khamatova and Dina Korzun. Sberbank remits to the charity fund "Give Life" every 3 months an amount of 0.3% per annum of the deposit amount. The term of the deposit is 1 year. The interest rate with capitalization - 7.56%, without capitalization( interest accrued every 3 months) - 7.35%.The minimum amount is 10 thousand rubles( deposits are opened only in rubles).Partial withdrawal and replenishment are not provided.
4 place. Contribute "Refill On @ yen."When opening through the "Savings Bank Online" or ATM Deposit "Popolnyay" rates for a period of 3 years in rubles rise to 7.58% with the amount of 700 thousand and 7.10% with an amount of 100 thousand dollars in interest rates reach 2.11%, in euros - 0.81%( in both cases with an amount of 20 thousand conventional units for a period of 3 years, taking into account the capitalization of interest).For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established.
3 place. The "Save" deposit differs in that it can not be replenished or removed from the funds. With a deposit of 700 thousand rubles.and the term of 3 years, the rate taking into account the capitalization reaches 7.76%.And with an amount of 100 thousand rubles, the rate goes up to 7.34%.In dollars, the rate goes up to 2.06%, in euros - up to 0.66%( in both cases with the sum of 20 thousand conventional units for a period of 3 years, taking into account the capitalization of interest).The rate for pensioners is maximal, regardless of the amount of the contribution.
2 place. The deposit "Save On @ yen".When opening through Sberbank Online or the deposit ATM of "Deposit" deposit, the rates for a period of 3 years in rubles increase to 8.26% with an amount of 700 thousand and 7.76% with an amount of 100 thousand. In dollars, the interest rate reaches 2,33%, in euros - up to 0.91%( in both cases with an amount of 20 thousand conventional units for a period of 3 years, taking into account the capitalization of interest).As with the previous contribution, special conditions apply for pensioners. From the dollar and euro offers of Sberbank this deposit has the highest interest, but there is a contribution in foreign currency with higher interest rates( see Profitable currency deposits of Sberbank).
1 place. The contribution of "Grateful Hearts".This contribution is timed to the Victory Day.1 ruble from each thousand of the contributed contribution at the enumeration of interest is transferred to the charity fund "Memory of Generations".With a minimum deposit amount, the rate is 8.50% per annum in rubles( this contribution can only be opened in rubles), with an amount of 1 million - 9%, with an amount of 10 million - 9.50%.The term of the deposit is one and a half years. Payment of interest at the end of the term. The deposit can be opened between April 25 and May 31, 2016 inclusive.
The largest Russian bank Sberbank made a profitable contribution to individuals by the Victory Day, but lowered rates on other deposits. New deposit rates are valid with on April 25, 2016 .
This rating will show the most profitable contributions of Sberbank of Russia for individuals for today. Deposits are ranked by the interest rate in rubles. All data on deposits and images are taken from the official website of Sberbank.
9 place. The deposit "Multicurrency".This deposit is opened for a period of one to two years simultaneously in three currencies: rubles, dollars and euros. On the ruble part of the deposit, the interest rate is up to 6.19% per annum( taking into account the capitalization( accrual to the deposit) of interest) subject to a non-reducible balance of 1 million rubles and a period of 1 year. With the same term and the balance of 15 thousand rubles, the maximum rate is 5.56%.The minimum deposit amount is 5 rubles. For the deposit in dollars, the maximum interest rate is up to 1.67% per annum( for a period of 2 years, from 100 thousand and interest capitalization), in euros - up to 0.40%( for a period of 2 years and a sum of 100 thousand).Partial removal is not provided. There is a possibility of replenishment( cash from 1000 rubles / 100 US dollars / 100 euro, non-cash replenishment is not limited).
