Rosselkhozbank is the only state bank in Russia.100 percent of the shares of Rosselkhozbank belong to the Russian Federation in the person of the Federal of the State Property Management Agency( Rosimushchestvo).Rosselkhozbank is one of the largest banks in Russia, ranking 6th in the country in terms of assets and the 5th largest in terms of retail deposits. This confidence of depositors is due to a combination of the bank's reliability and good interest on deposits. If you compare the interest rates of Rosselkhozbank and Sberbank, then Rosselkhozbank interest rates for ruble and euro deposits are much higher, for dollar deposits the difference is not so noticeable, but here Rosselkhozbank is ahead. In early 2017, the Agricultural Bank offers individuals 9 deposits, the most profitable of which we will consider in this article.
8 place. The "Managed" .This contribution to the possibility of replenishment, partial withdrawal without loss of interest, as well as with the option of choosing interest payments: monthly or capitalization. The deposit can be opened in rubles, dollars or euros for a period of 3 months to 2 years. The minimum deposit amount is 10 thousand rubles or 300 dollars / euro. The maximum rate in rubles is 6.60% per annum( for 540 days and the minimum balance is 500 thousand), in dollars - 0.90%( for 2 years and the balance of 15 thousand USD), in euro the interest rate for all terms andthe amounts are the same and is 0.01% per annum.
7 place. Deposit "Pension Plus" .It is opened upon presentation of a pension certificate or document on the appointment of a monthly lifelong maintenance from vessels entering the judicial system of the Russian Federation. If you reach the appropriate age: for women 55 years old, for men 60 years old, and also when there is no more than two months before the old-age pension, no pension certificate is required. The interest rate is 6.80% per annum for a period of 1 year and 7.00% for a period of 2 years. The deposit is opened in rubles. The minimum amount is 500 rubles. There is a possibility of replenishment and partial withdrawal.
6 place. The "Accumulate the Dream" deposit .The deposit can be opened in rubles, dollars or euros for a period of 2 years. The minimum deposit amount is 3 thousand rubles or 100 dollars / euro. There is a possibility of replenishment. The interest rate in rubles is 7.40% per annum, in dollars - 1.15%, in euro - 0.30%.
5 place. Contribution "Percentage forward" .The deposit is opened in rubles. The minimum amount is 3 thousand rubles. The term of the deposit is 395 or 548 days. Payment of interest on a monthly basis. The interest rate for the period of 395 days is 7.20% per annum, for a period of 548 days - 7.40%.This contribution can be opened until February 28, 2017( inclusive).
4 place. Deposit "Accumulative" .The deposit can be opened in rubles, dollars or euros for a period of 3 months to 3 years. The minimum deposit amount is 3 thousand rubles or 100 dollars / euro. There is a possibility of replenishment. When opening at the bank's office, the maximum interest rate in rubles is 7.25% per annum( for a period of 540 days and an amount of 1 million), in dollars - 1.15%( for a period of 3 years and an amount of 30 thousand), in euros- 0.30%( for a period of 3 years and an amount of 30 thousand).
At registration through remote channels of service the rate raises and in rubles reaches up to 7,45%, in dollars up to 1,20% and in euros to 0,35%.
3 place. Deposit "Pension income" .It is opened upon presentation of a pension certificate or document on the appointment of a monthly lifelong maintenance from vessels entering the judicial system of the Russian Federation. If you reach the appropriate age: for women 55 years old, for men 60 years old, and also when there is no more than two months before the old-age pension, no pension certificate is required. The interest rate is 7.30% per annum with a term of 395 days, 7.70% for a period of 540 days and 8.00% for a period of 730 days. The deposit is opened in rubles. The minimum amount is 500 rubles. There is a possibility of replenishment. This contribution differs from another contribution of Rosselkhozbank for pensioners "Pension Plus" by the inability of partial withdrawal of funds from the deposit.
2 place. Contribution "Amur Tiger" .The deposit can be opened in rubles for a period of 395 to 730 days. The minimum deposit amount is 50 thousand rubles. The interest rate is 7.85% per annum with a term of 395 days, 8.10% for a period of 540 days and 8.05% for a period of 730 days.
When opening this deposit, as well as other deposits of Rosselkhozbank from 50 thousand rubles or 700 US dollars / 650 euros, a free debit card "Amur tiger - card to deposit" is issued. Making payments for purchases on the map "Amur Tiger - a card to the deposit", you will help protect and save Amur tigers, whose unique species is on the verge of extinction. From each operation of payment for the purchase of the card, Rosselkhozbank will transfer part of its income to the Center for the Study and Conservation of the Amur Tiger. When making a card, the depositor can choose both a Visa card and a MasterCard.
1 place. Contribution "Classic" .The deposit can be opened in rubles, dollars or euros for a period of 31 days to 4 years. The minimum deposit amount is 3 thousand rubles or 100 dollars / euro. When opening at the bank office and choosing the interest payment at the end of the term, the maximum interest rate in rubles is 8.35% per annum( for a period of 4 years and the amount of 3 thousand), in dollars - 1.25%( for a period of 4 years and the amountfrom $ 100), in euros - 0.35%( for a period of 4 years and a sum of $ 100).
At registration through remote channels of service the rate raises and in rubles reaches up to 8,55%, in dollars to 1,30% and in euros to 0,40%.
Detailed conditions for this and other deposits of Rosselkhozbank can be downloaded in the attachment to the article.
