Sberbank is the largest, and the most reliable bank in Russia in 2014.Thanks to this many investors prefer Sberbank. In this rating we will consider the deposits of Sberbank with the maximum interest in rubles as of May 2014.The top included both deposits that can be opened in the Moscow branches, and deposits that can only be opened through the Sberbank Online system.
8th place: Deposit "Multicurrency".This deposit is opened simultaneously in three currencies: rubles, dollars and euros. On the ruble part of the deposit, the interest rate is up to 6.21% per annum( taking into account the capitalization of interest), provided the minimum balance is 1 million rubles and the term is 2 years. With the same term and balance of 15 thousand rubles, the maximum rate is 5.77%.
7th place: "Give life" contribution. The name of the contribution is borrowed from the fund for helping children with cancer, hematological and other serious diseases, founded by Russian actresses Chulpan Khamatova and Dina Korzun. Sberbank remits to the charity fund "Give Life" every 3 months an amount of 0.3% per annum of the deposit amount. The term of the deposit is 1 year. The interest rate with capitalization is 6.56%.The minimum amount is 10 thousand rubles.
6th place: Contribution "Manage."The interest rate on the deposit depends on the irreducible balance and maturity. At a term of 3 years and the balance of 2 million rubles.the rate is maximum and is 6.68%( taking into account the capitalization of interest).With a balance of 30 thousand, the rate is 5.44% on the same terms.
5th place: Contribution "Manage On @ yen".This contribution differs from the previous one in that it can only be opened through "Sberbank Online"( instructions for opening a deposit can be downloaded in the annex to the article).Due to this, interest is slightly higher than on a similar deposit opened in the bank branch. Under the "Manage On-Line" deposit, the rate at the balance of 30 thousand rubles reaches 5.73%, and with a balance of 2 million rubles.reaches 6.97%.
4th place: Deposit "Refill".As you can guess from the title, this is a contribution with the possibility of replenishment. With a term of 3 years and a deposit of 2 million rubles.the interest rate reaches 7.28%( taking into account the capitalization of interest).With an amount of up to 100 thousand on the same terms, the rate equals 6.56%.
3rd place: Deposit "Replenish Onl @ yn".When opening the previous deposit through Sberbank Online, the rates are raised to 7.58% for the amount of 2 million and 6.85% for the amount up to 100 thousand.
2 nd place: The deposit "Save" differs from the previous two deposits,that it can not be replenished or removed part of the funds. But interest is the maximum for the ruble deposits of Sberbank, opened in the branches of Moscow and the rest of Russia. With a deposit of 2 million rubles.and the term of 3 years, the rate taking into account the capitalization reaches 7.76%.And with an amount of up to 100 thousand rubles, the rate goes up to 7.04%.It is worth noting that this deposit is also included in the top most profitable foreign currency deposits of Sberbank.
1st place: Deposit "Save On @ yen".This contribution is leading in terms of the interest rate not only among deposits opened through Sberbank Online, but also among all deposits of Sberbank in any currency. With a deposit of 2 million rubles.and the term of 3 years, the rate taking into account the capitalization reaches 8.07%.And with an amount of up to 100 thousand rubles, the rate goes up to 7.34%.
