For many families, a mortgage loan is the only way to buy your own home. However, the availability of mortgages for Russians varies greatly depending on the region of residence. Experts of RIA-Analytika estimated the "raising" of the loan for an average family in various regions of the Russian Federation.
As a result, the rating of the regions of Russia for the availability of mortgages in 2013 was obtained. Among the obvious outsiders were Moscow and the Krasnodar Territory. An average family in these regions can afford to buy on credit for a period of 20 years only 27 and 28 square meters, respectively. We publish Top-15 regions of Russia with the most affordable mortgage.
Contents:
- 15. Tomsk Region
- 14. The Jewish Autonomous Region
- 13. The Republic of Sakha
- 12. The Amur Region
- 11. The Astrakhan Region
- 10. The Krasnoyarsk Territory
- 9. The Chelyabinsk Region
- 8. The Republic of Komi
- 7. The Nenets Autonomous Area
- 6. Tyumen Region
- 5. Kamchatka Territory
- 4. Khanty-Mansi Autonomous Area - Yugra
- 3. Murmansk Region
- 2. Yamalo-Nenets Autonomous District
- 1. Magadan Region
15. Tomsk Region
Average income of the family where they workdall adults, is 43 thousand rubles. Taking into account the average cost per square meter, the family can purchase an apartment with an area of 58 square meters.meters in the best mortgage bank.
14. Jewish Autonomous Region
An average family with an income of 40 thousand rubles can purchase a mortgage for 20 years apartment with an area of 59 square meters.meters.
13. The Republic of Sakha
The average income of a family with two employees is 58 thousand rubles, and the area of affordable housing is 59.4 sq. M.meter.
12. Amur Region
The average income of a family in the region is 44 thousand rubles, and the area of affordable housing on credit is 60.4 sq. M.meter.
11. Astrakhan region
An average family in the region can purchase a mortgage of 60.5 square meters.a meter of housing with a relatively low average income of 31 thousand rubles.
10. Krasnoyarsk Territory
The average family earns about 52 thousand rubles per month and with this income it can buy an apartment with an area of 60.7 sq. M.meter.
9. Chelyabinsk region
The average family in the region earns 40.5 thousand rubles a month, and the available apartment is 60.8 sq. M.meters.
8. Komi Republic
With an average income of 57.6 thousand rubles, the family in the region can afford an apartment with an area of almost 66 "squares".
7. Nenets Autonomous Okrug
The region ranks second in the rating for the level of the average income for a family with an indicator of 100.9 thousand rubles. This income allows you to purchase a mortgage in an apartment of 74.8 square meters.meters.
6. The Tyumen region
The average household income in the region is 85.9 thousand rubles, and the area of affordable housing is 84.7 "squares".
5. Kamchatka Krai
The average income of a family in the region is about 79 thousand rubles, and the area of affordable housing in a mortgage is 89.4 sq. M.meter.
4. Khanty-Mansi Autonomous Area - Ugra
KhMAO ranks third in the rating on the level of family income - 92.8 thousand rubles. With this income, the area of affordable housing is 90.9 square meters.meters.
3. Murmansk region
In the region, which closes the top three leaders of the mortgage availability rating in 2013, the average income of the family is 65.1 thousand rubles. A relatively low cost of housing, as in the rest of the northern regions of the country, allows you to purchase an apartment with an area of almost 94 "square".
2. Yamalo-Nenets Autonomous Okrug
A family with two workers in Yamalo-Nenets Autonomous District can purchase 122.5 square meters of mortgages with an average income of 118 thousand rubles. On the level of family income, the region is in the lead in the rating.
1. Magadan Region
In this region is the most affordable mortgage - a family with an average income of 88.5 thousand rubles can purchase a home with an area of up to 123 sq. M.meters.
