In 2015, Sberbank of Russia offers pensioners five bank deposits on special terms. These deposits we will consider in this rating. The rates specified in the article are effective from April 1, 2015.
5 place. Deposit " Pension-plus Savings Bank of Russia ".This deposit, as you might guess from the name, was created specifically for retirees. Term of the deposit is 3 years. The interest rate is low( 3.55% per annum with capitalization and 3.50% without interest capitalization), but this deposit has many advantages: the minimum amount of the minimum balance is only 1 ruble, there is the possibility of replenishment and partial withdrawal.
4 place. Deposit " Deposit ".This is a deposit with the possibility of replenishment. For pensioners on the deposit "Popolnyay" special conditions apply: first, the maximum rate for the chosen term, regardless of the amount of the deposit;Secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and deposit prolongation. The maximum rate for this deposit is 9.58% per annum in rubles with a deposit period of 3 years. The maximum rate in dollars is 3.93%( for a period of 6-12 months), in euros - 3.83%( for the same period).
3 place. Deposit " Saving " is distinguished by the fact that it can not be replenished or removed part of the funds. As well as on the deposit "Popolnyay" the rate for pensioners is maximum and reaches 10.29% per annum in rubles, up to 3.98% in dollars and 3.88% in euros.
2 place. Deposit " Replenish Onl @ yin ".This deposit differs from the previous one with the same name in that it can only be opened through "Sberbank Online"( instructions for opening an online deposit can be downloaded in the attachment to the article ).For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established( foreseen for an amount of 700 thousand rubles / from 20 thousand US dollars / from 20 thousand euros).The maximum interest on the deposit in rubles is 10.61%, in dollars - 4.19%, in euro - 4.08% per annum.
1 place.: Deposit " Save On @ yin ".The maximum interest on the deposit in rubles is 11.34%, in dollars - 4.24%, in euro - 4.14% per annum.
