Rating of the best credit cards

Owning a credit card offers many opportunities for the owner, but also carries a lot of risks. With thoughtful use, the credit card allows you not only to have an "extra purse" in case you suddenly need funds, but also to get the maximum set of useful options.

For example, today banks cooperate with airlines, trade networks, tour operators, helping clients to accumulate discounts and bonuses when using a credit card. And premium-segment cards allow the client to take advantage of VIP-services.

The best credit card is the one that best suits the needs of its owner. Therefore, if you are satisfied with the credit limit and a set of additional services on a standard card, it makes no sense to pay for the premium.

Annually we publish the credit card rating of the most popular international payment systems American Express, MasterCard and Visa.

The five best credit cards of the Standard segment.

5. MasterCard Standard from the bank "Renaissance Credit"

allows you to use the credit limit of 300 thousand rubles at a rate of 24% per annum with a preferential interest-free period of 55 days. The cost of servicing is 900 rubles a year.

4. Visa Classic and MasterCard Standard from "SMP Bank"

is a credit limit of 300 thousand rubles at 23.99% per annum. The grace period is 55 days, the average service cost is 600 rubles per year.

3. Visa Classic and MasterCard Standard from Petrocommerce Bank

offers a solid credit limit of 750 thousand rubles at a rate of 22% per annum with a grace period without interest of 55 days. The cost of servicing is 700 rubles a year.

2. Visa Classic and MasterCard Standard from Zenit Bank

provides an opportunity to use 300 thousand rubles of credit limit at a rate of 20% per annum with a grace period of 50 days. Cost of service -600 rubles per year

1. MasterCard Standard from the bank "MKB"

is an excellent option for those who wish to choose a credit card with a minimum interest rate and annual service cost. The credit limit for the amount of up to 300 thousand rubles at a rate of 20% per annum with an interest-free period of 56 days. The cost of the card is only 225 rubles a year.

The five best credit cards of the Gold / Platinum segment.

5. Visa Infinite from MDM Bank

is a credit limit of 600 thousand rubles with a grace period of 51 days. The interest rate on the loan is only 16% per annum, the annual service fee is 10 000 rubles.

4. MasterCard Platinum from the bank "MKB"

offers a loan for 2 million rubles at a rate of 20% per annum, interest-free period - 56 days. The cost of service is 3,000 rubles a year.

3. MasterCard Platinum from "SMP Bank"

provides a credit limit in the amount of 1 million rubles at 19.99% per annum. Grace period is 55 days, annual maintenance will cost 6,000 rubles.

2. AmEx Platinum from Sberbank

is 1 million rubles of credit limit at a rate of 22% per annum with an interest-free period of 50 days.15 000 rubles worth a year of card maintenance.

1. Visa Gold, MasterCard Gold from VTB 24

offers a solid credit limit of 3 million rubles at a rate of 24% per annum with a grace period of 50 days. The annual maintenance fee - 3 000 rubles.