Investing is the process of investing money in a project, business or enterprise for the purpose of making a profit. Any person, regardless of the amount of free funds, will choose the appropriate option for himself.
Main types of investments
Most often, investing involves the purchase of stocks and bonds, but there are other types of investment.
For financial assets investments are divided into the following types:
- bank deposits. Today, banks offer many options for investing in rubles, dollars or euros. The accrued interest is paid to the investor every month or at the end of the term. You can invest money both in Russian and in any other bank. This is not the most profitable way to make money, since the average market return on deposits is low.
- cash currency. You can invest in dollars, euros, yuan, pounds sterling. This way of investing is more profitable and safer.
Investment can also be related to business:
- institutional partnership. The interested person buys the shares and enters the management of the enterprise. The main thing is to buy shares in sufficient volume.
- Standard partnership. The investor buys shares and gets the right to vote and participate in the management of the company.
- Partnership. In this case, the investor is able to participate in an existing business and open a new one.
- Active partnership. Represents investments in online and venture projects, startups.
Depending on tangible assets, you can invest in the following objects:
- Office, retail, residential, etc. real estate for the purpose of renting it out. Such investment provides the owner with a constant source of income. With a strong increase in the value of real estate, it will be possible to sell it profitably. You can invest in ready-made and office real estate.
- Land. The purchased land can be used for construction, resale.
- Precious metals - silver, gold. Investors buy physical bullion or metal supply obligations (futures, options).
- Precious and semi-precious stones - jewelry, certified stones and securities, the value of which depends on the value of the precious stone.
- Art objects - antiques, sculptures, icons, paintings.
- Commodities - metals, grain, oil and oil products. Such goods are characterized by long-term storage, and you can invest in them through brokerage accounts using options and futures.
Some invest in websites and venture funds, receive “crowd funding” for promising projects (crowdfunding).
Another option is to transfer funds to trust management (hedge or investment funds, PAMM accounts). Those who are looking for highly profitable and risky projects should look into investing in cryptocurrencies, microloans, sports betting, pyramid schemes, backing or binary options.
Finally, a number of investors invest in intangible assets such as charity (support for children, nature conservation), personal health and self-development. The latter includes personal growth courses, master classes and trainings.
