The OSAGO system operating in Russia and CIS countries is designed to protect the health and property of drivers. The market of motor insurance is represented by a large number of organizations. Many of them suffer losses, lose licenses and as a result leave the OSAGO insurance system. To help determine the best insurer, we offer our readers a rating of insurance companies for OSAGO( 2016-2017) for payments and reliability. The list includes 10 organizations, which have been assigned the highest level of reliability by the national rating agency "A ++".
10
Consent
The 10th place in the rating of insurance companies for payments for OSAGO is the company "Consent" .
The company appeared in the insurance market in 1985.For today it renders about 90 kinds of insurance services. Many domestic and foreign funds are its reinsurers. The company has an extensive sales network, which includes 630 units throughout Russia. The head office of the organization is located in Moscow.
In 2016 the company received 33 210 900 thousand rubles of insurance premiums, payments for the same year amounted to 20,480,963 thousand rubles. The payout ratio is 61.67%.
9
Renaissance Insurance
"Renaissance Insurance" is on the 9th place among insurance companies on payments for OSAGO and reliability. He is one of the backbone companies. The company renders services in 60 types of insurance and has a wide regional network, represented by 35 branches. The organization was repeatedly included in the Top-10 largest insurers of Russia.
Following the results of 2016 the company received proceeds in the amount of 22 960 771 thousand rubles with the amount of payments of 12 157 361 thousand rubles. The payout ratio was 52.95%.
8
Ingosstrakh
"Ingosstrakh" is located at the 8th line in the rating of insurance companies for OSAGO in 2016-2017. This is one of the largest Russian insurance companies, consistently ranked among the top ten insurers. Ingosstrakh is one of the Russian system-forming insurance companies.
The organization exists in the insurance market since 1947.The authorized capital is more than 17 billion rubles. The company provides a full range of existing insurance services throughout the country. The insurer is represented in 220 cities of Russia and has a number of subsidiary insurance companies operating in the near and far abroad.
In 2016, the company's payments amounted to 39,988,537 thousand rubles with the amount of receipts of 86,629,301 thousand rubles. The payout ratio of Ingosstrakh is 46.16%.
7
MAX
The seventh place in the list of the best insurance companies for OSAGO in 2016-2017 for payments is "MAX" .The company was established in 1992 and is now on the list of system-forming domestic insurance companies. Since 2004, MAKS has consistently received the highest level of reliability of A ++.
At the end of 2016, the company's revenues amounted to 12,271,183 thousand rubles, and payments - 7,779,195 thousand rubles. The payout ratio is 63.39%.
MAX has the smallest percentage of failures, but the amount of average payments is much lower than the average market price.
6
SOGAZ
SOGAZ ranks 6th in the rating of insurance companies for compulsory motor TPL insurance of 2016-2017 for payments. This is one of the largest Russian insurance companies with an authorized capital of more than 25 billion rubles."Sogaz" for several years in a row holds the second place in terms of the amount of insurance premiums received. The company was founded in 1993 as one of the subsidiaries of Gazprom.
For the year 2016, the insurer received 142,818,632 thousand rubles in premiums. During the same period, payments amounted to 71,359,949 thousand rubles.
5
VTB Insurance
"VTB Insurance" is a large backbone company that is consistently included in the insurer's rating on MTPL for payments. It was founded in 2000.Provides a wide range of insurance services. The company operates throughout the territory of Russia and is represented by 39 branches.
According to the results of the last year the company received 62,096,404 thousand rubles and paid 12,689,184 thousand rubles. The payout ratio was 20.43%.
4
VSK
ASK "" is one of the largest Russian insurers on the 4th place in the rating of insurance companies for OSAGO of 2016-2017 for payments. The company was founded in 1992.Engaged in the provision of more than 100 types of insurance services. The company operates throughout the country and is represented by 91 branches and over 600 additional offices. Known for the fact that she received three gratitude for her activities from the Russian president.
In 2016 the company received 53 713 595 thousand rubles of insurance premiums. Payments were 26 113 912 thousand rubles.
3
RESO-Garantiya
"RESO-Garantiya" takes the 3rd place in the list of insurance companies for compulsory motor TPL insurance of 2016-2017 for payments and is one of the largest system-forming insurance organizations. The company was founded in 1991.Has a wide regional network, consisting of 800 branches and additional offices.
The company's revenues in 2016 amounted to 88,347,700 thousand rubles, and payments - 42,537,574 thousand rubles. The payout ratio is 48.15%.
2
Alfa Insurance
AlfaStrakhovanie takes the second place in the rating of insurance companies for OSAGO in 2016-2017 for payments. The organization is one of the most systemically important insurance companies in Russia and is one of the largest insurers.
In the insurance services market, the company began operating in 1992 and did not immediately enter the top ten organizations. AlfaStrakhovanie has 270 regional offices and offers more than 100 insurance services to organizations and individuals. The company's clients are more than 9 million legal entities and individuals.
In 2016, the company's revenues amounted to 62,768,547 thousand rubles, and payments - 28,909,447 thousand rubles. The payout ratio, therefore, is 46.06%.
1
Rosgosstrakh
takes first place in the rating of insurers for OSAGO for payments is Rosgosstrakh, the largest domestic company that leads in terms of the volume of insurance premiums received. It has 83 branches throughout Russia and more than 400 points for settlement of losses. The percentage of refusals of payments is more than 3%, the amount of payments for insurance cases to motorists is higher than the average market price.