The crisis has traditionally struck the banking system, especially under the conditions of sanctions, when it is planned to achieve stability through supporting the key organizations with the largest capitalization. Established 10 banks that the state will save, through regular financial injections. Selected structures are ranked among systemically important organizations that fall under the requirements of the Basel-3 rules. The central bank, taking into account new requirements and because of the crisis phenomena, determined the list of structures that can count on state support.
10
MDM Bank
The financial institution has its own capital of $ 33 billion and annually receives a profit of $ 520 million. The commercial structure provides services to representatives of medium and small businesses and cooperates with 3.5 million individuals. The bank has 180 branches throughout Russia and serves 12 thousand ATMs. Entering the list of 10 banks, which the state will save, the organization received assistance in the amount of $ 9 billion.
9
Uralsib
It is one of the largest commercial banks in Russia and has its own capital of $ 45 billion, annually earning $ 4 billion. The bank is distinguished by a developed network of branches and mainly operates in 51 regions, especially its positions are strong in Bashkortostan, where social payment tools are being introduced - the "Electronic Universal Card".The organization takes part in the implementation of social programs:
- "Education"
- "Children of Russia"
- "Health"
- "Affordable and Comfortable Housing"
Caught in the list of 10 banks, the organization received $ 12 billion from the state.
8
Bank Russia
The structure has its own capital of $ 27 billion and annually receives a profit of $ 2 billion. The organization specializes in controlling assets in various economic fields. The bank owns the shares of the following organizations:
- "SOGAZ"
- "First Channel"
- newspaper Izvestia
- Gazfond
The organization is under US sanctions that has frozen assets of the structure under the jurisdiction of this country. Payment international systems VISA, Mastercard do not serve cards of the bank. Standard &Poor's rated the structure rating as negative - ВВ- / В.Given the current situation of financial organizations was listed in the list of 10 banks that will be saved by the state in connection with a negative external background. The amount of aid was $ 13 billion.
7
Alfa Bank
The largest commercial bank in the country with its own capital of $ 215 billion and receiving a profit of $ 74 billion per year. The organization cooperates with individuals and legal entities and has 110 offices located in Russia, USA, Great Britain, Cyprus. A group of credit organizations with the same name functioning in Ukraine, Kazakhstan and Belarus was created. Caught in the list of 10 banks, which will be supported by the state, the financial structure received 62.8 billion dollars.
6
Raiffeisenbank
Once among the 10 banks that will be saved by the state, Raiffeisenbank has a charter capital of 36 trillion.$ and is distinguished by high reliability ratings in all categories:
- stability bbb-;
- deposit rating in rubles according to the national scale - Aa2;
- short-term foreign currency rating - F3.
Despite this, the organization received a negative long-term deposit rating, both in rubles and in currency - Ba2, the same estimate was received by credit risk. Russians are advised to make deposits in rubles, as on the national scale the long-term rating is rated as AAA with a stable outlook. The bank got into the program of additional capitalization, but has not yet decided to participate in it.
5
Promsvyazbank
Promsvyazbank, part of Promsvyaz Capital B.V. is rather modest, but quite reliable. The volume of the company's own funds reaches $ 125 billion. The organization cooperates with 100,000 domestic enterprises and serves 2 million private customers. The amount of assistance is not currently fixed. Being included in the list of 10 banks that the state will save, the structure has sufficient assets and will receive assistance if there is a risk of development of crisis phenomena.
4
Bank Opening
Retail universal structure with its own capital of $ 18 billion and receiving an annual profit of $ 6 billion. The organization sponsors the activities of social projects "Good Deeds", "Vera" and cooperates with the football club "Spartak" Moscow. The bank is part of the Otkritie group, which has a fully functional financial structure with assets of $ 2 trillion.$.The bank will receive $ 65 billion from the state.
3
The Russian Agricultural Bank
The organization is in government ownership and has its own capital of $ 218 billion, with assets worth $ 2 billion. The loan portfolio of the structure is 1 trillion.270 billion. $.The bank issues loans to representatives of small and medium-sized businesses and holds leading positions in lending to the agro-industrial complex. Since 2008, the total amount of loans issued amounted to 2.3 trillion.$.Caught in the list of 10 banks whose rescue is planned by the state in the first place, the organization received assistance worth $ 69 billion.
2
Gazprombank
One of the key organizations is Gazprombank, included in the list of 10 banks that will be saved by the state, thanks to a high level of capitalization of $ 272 billion. The annual profit is $ 34 billion, and the assets exceed $ 3 trillion.$.The Bank operates in the gas industry and cooperates with individuals and legal entities. The organization sponsors the construction of the largest projects in the country:
- Blue Stream
- Yamal-Europe
- The Power of Siberia
The state support is 125 billion dollars.
1
VTB
A commercial organization that is 100% state-owned and has a net worth of $ 950 billion. The loss of the bank for the year is $ 800 million, and the assets reach 12 trillion.$.Once in the list of 10 banks that will be saved by the state necessarily, the structure can count on $ 300 billion.
The organization actively cooperates with legal entities and individuals, participating in the implementation of all state social programs.
