Sometimes a loan becomes the only possible way to solve the financial difficulties that have arisen. To pay it off as quickly as possible and without problems, it is important to take a responsible approach to choosing a bank and not make hasty decisions. It is necessary to determine for yourself certain criteria when choosing a bank. These include: the period of consideration of applications for a loan, the full loan rate, the number of documents that need to be provided.
We have selected the best banks for cash loans, offering favorable conditions with the lowest interest.
10
Tinkoff
"Tinkoff" is one of the best banks in which you can get a cash loan. This is the only financial institution in the country that works completely online. To get a loan, you need only a passport. The bank operates promptly - after the application form, it is not necessary to wait for a reply - a treasured cash loan can be received during the day. The representative of the bank, if necessary, will come home at a time convenient for the borrower with all the necessary documents. Money is transferred to a debit card. The minimum rate for a cash loan at Tinkoff Bank is 14.9%.
9
OTP Bank
Cash at low interest can be obtained from OTP Bank .Offices of the organization for registration of an application for a loan are in many cities. The decision is made quickly, and if the future borrower has provided the full package of necessary documents and has a good credit history, he can receive the requested loan amount within a few hours after the approval of the application. You can also apply online. The minimum rate for a cash loan in OTP Bank is 14.9%.The maximum loan amount is 750,000 rubles.
8
Sovkombank
Among the best banks for cash loans is Sovcombank .Here you can quickly issue a non-targeted loan. The bank offers several types of cash loans, so each borrower can choose the most profitable option for himself. If you need a large amount, you can use the money credit "SuperPlus" and get up to 1,000,000 rubles in cash at 19%.The loan "Express Plus" will help in the event that a small amount of money is urgently needed - only a passport is required to apply. The most profitable offer of the bank is a loan for the amount of 100 000 rubles at 12% per annum.
7
VTB Bank of Moscow
VTB Bank of Moscow offers a cash loan of up to 3,000,000 rubles at a minimum rate of 13.9%.Salary clients included in the People of Business program and corporate clients receive a discount in the form of a reduced interest rate and special conditions. You can apply for a loan either in one of the bank's offices or online. The decision is made very quickly - literally in 15 minutes you can get an answer.
6
Orient Express Bank
"Orient Express Bank" is loyal to its customers. Here you can quickly issue a loan in cash at an acceptable rate. With a positive decision, the borrower receives the necessary money on the same day. If you apply for an online loan, you can expect a lower interest rate. The bank offers several types of cash loans."Equal payment" will suit those borrowers who urgently need an amount of up to 200,000 rubles. To obtain a loan, you need only a passport. The interest rate on the loan is 25% per annum.
5
Renaissance loan
Among the best banks offering cash loans is "Renaissance loan" .For customers of the bank and pensioners there are special conditions, and the interest rate is from 13.9% per annum. Borrowers with a good credit history can expect a higher loan amount - up to 700,000 rubles.
For those who need money urgently, the program "For urgent purposes" is in effect. After approval of the application, the required amount can be received on the same day. The interest on this type of loan in cash will be from 19.9% to 28% per annum.
4
Raiffeisen Bank
A good condition for a cash loan is available from Raiffeisen Bank .Get a loan at a low percentage here can those who have a good credit history, a permanent job and a stable income. Customers who meet the requirements of the bank can expect to approve the amount up to 1 500 000 rubles. The interest rate on the loan starts at 14.9% per annum.
The application can be issued both at the bank's office and online. The decision is made quickly - within one day. If necessary, a loan officer can come home to the borrower to execute the contract.
3
Sberbank
Sberbank offers several types of cash loans. Until June 18, 2017, you can issue a loan for any purpose up to 300,000 rubles with an interest rate of 12.9%.The maximum term of the loan is 5 years. Salary clients of the bank can apply online. The period of consideration is from 1 to 2 days. Having chosen a loan with the help of guarantors, the borrower can count on a loan of up to 5,000,000 rubles with an interest rate of 12.9%.Sberbank has a special loan for servicemen who are members of the accumulative mortgage system. The maximum loan amount without collateral is 500,000 rubles. The interest rate is 14.5%.
2
Citibank
In , Citibank can issue a cash loan without collateral and guarantors, providing a minimum package of documents: a passport and income information. The interest rate for each customer is calculated individually and ranges from 14% to 20% per annum. Borrowers with a good credit history can count on preferential terms. The loan is issued for up to 5 years.
Up to 600 000 rubles the borrower can get on credit without giving the bank any documents under the following condition: availability of an open credit or a credit card in any bank.
1
Alfa-Bank
Among the best banks for cash loans is Alfa-Bank .The lower interest rate can be calculated by the salary clients of the bank and employees of partner companies. The maximum loan amount for these categories of borrowers is from one and a half to two million rubles. The minimum interest rate is from 11.99% per annum.