The indicators on which you can assess the reliability of a commercial bank are many. For shareholders, one of the most significant is the amount of profit, which is closely related to the payment of dividends. Profitability interests ordinary customers not participating in the management of the bank, as it reflects the efficiency of the organization.
Today we offer Rating of the most profitable banks as of June 1, 2012 according to the reports published on the website of the Central Bank of Russia.
- 10. Promsvyazbank( 4,460 million rubles)
- 9.HoomCredit Bank( 4,829 million rubles)
- 8. UniCredit Bank( 4,905 million rubles)
- 7. Rosbank( 5,910 million rubles)rubles)
- 6. Raiffeisenbank( 7,688 million rubles)
- 5. VTB 24( 13,025 million rubles)
- 4. VTB( RUB 14,080 million),
- 3. Alfa-Bank( 16,769)million rubles)
- 2. Gazprombank( 18,692 million rubles)
- 1. Sberbank of Russia( 154,886 million rubles)
10. Promsvyazbank( 4,460 million rubles)
opening the Top-10 most profitable banks, according to the results of the first quarter was not yet among the top ten. However, to date, the bank is not far behind its closest competitors. By the way, in comparison with the same period last year, the profit of PSB increased by as much as 449.76%.The Bank is one of the 500 largest private credit organizations in the world.
9.HoomCredit Bank( 4,829 million rubles)
received less profit in five months of this year than in the same period of 2011 - the difference is 11.12%.Nevertheless, the bank has consistently high positions in many ratings. Thus, according to RBC.Rating, HCFB takes the sixth place in terms of lending to individuals. The bank is among the leaders in the scope of the branch network.
8. UniCredit Bank( 4,905 million rubles)
not only entered the top ten most profitable, but it was among the best in terms of net assets, taking also the eighth line in the corresponding rating of RBC.The Bank has the title of the Best Employer of Russia based on the results of a study by the CRF Institute.
7. Rosbank( 5,910 million rubles)
significantly improved its net profit compared to 2011( by 80.35%).Rosbank is among the ten largest banks in terms of indicators such as the size of net assets and the size of the loan portfolio, and closes the top three in terms of lending to natural persons.
6. Raiffeisenbank( RUB 7,688 million)
increased its net profit by 121.43% compared to the same period last year. The bank is consistently among the top ten in a variety of indicators. Last year, Raiffeisenbank was awarded the "Company" award for "Best Banking Offices - 2011" in the nominations: "The Best Branch Network of a Western Bank in Russia" and "The Biggest Banking Division".
5. VTB 24( 13,025 million rubles)
increased its profit by 27% compared to the five months of last year. VTB's retail daughter is second only to Sberbank in terms of lending to individuals and the amount of deposits from citizens, but the indicators still allow customers to purchase economy-class housing in Moscow. VTB 24 is also in the top ten in terms of net assets and total loan portfolio.
4. VTB( 14,080 million rubles),
, unlike VTB 24, although it remains in the top five of the most profitable, has somewhat surrendered its position, worsening the figure by a quarter compared with the data as of June 1, 2011.However, in terms of the amount of net assets and the size of the loan portfolio, the bank is still second only to the flagship of the Russian banking system - Sberbank.
3. Alfa-Bank( 16,769 million rubles)
closes the top three of the rating, although in the first quarter it occupied only the fifth line, yielding to VTB and VTB 24. Compared to the data as of June 1, 2011, the bank improved the netof the profit by 100.3%.In 2011, Alfa-Bank was recognized as the "Commercial Bank of the Year" based on the results of the "Big Money" award of the Itogi business publication.
2. Gazprombank( 18,692 million rubles)
takes the second place in the rating of the most profitable banks. The bank also has a "bronze" in terms of loan portfolio, the amount of net assets and deposits of citizens. GPB is the third among the banks of Central and Eastern Europe in terms of its own capital, this is the 152nd place in the world rating.
1. Sberbank of Russia( 154,886 million rubles)
is the undisputed leader of all banking ratings in Russia and the CIS.The indicators of the largest credit institution of the country are characterized by positive dynamics. The most profitable Russian bank increased the corresponding indicator in comparison with the same period last year by 13.11%.The bank's assets today make up just over a quarter of the country's banking system, while its share in banking capital stands at 30%.Sberbank is not only involved in financial ratings. The bank's brand ranked among the 500 most expensive brands in the world according to Brand Finance.