In May 2015, Russia's only 100% state bank offers 9 deposits to individuals, the most profitable of which we will consider in this article.
8th place. Deposit "Managed".This deposit is a possibility of replenishment, partial withdrawal without loss of interest, and also with the option of choosing interest payments: monthly or capitalization. The deposit can be opened in rubles, dollars or euros for a period of 6 months to 2 years. The minimum deposit amount is 10 thousand rubles or 300 dollars / euro. The maximum rate in rubles is up to 10.45% per annum( for a period of six months), in dollars - up to 3.15%( per year), in euros - up to 3.00%( per year).
7 place. Deposit "Pension Plus".It is opened upon presentation of a pension certificate or document on the appointment of a monthly lifelong maintenance from vessels entering the judicial system of the Russian Federation. If you reach the appropriate age: for women 55 years old, for men 60 years old, and also when there is no more than two months before the old-age pension, no pension certificate is required. The interest rate is 10.5 percent per annum for a period of 1 year and 8.5 percent for a period of 2 years. The deposit is opened in rubles. The minimum amount is 500 rubles. There is a possibility of replenishment and partial withdrawal.
6 place. Deposit "Save it on a dream."The deposit can be opened in rubles, dollars or euros for a period of 2 years. The minimum deposit amount is 3 thousand rubles or 100 dollars / euro. There is a possibility of replenishment. The interest rate in rubles is 10.50% per annum, in dollars - 4.00%, in euro - 3.8%.
5 place. Deposit "Accumulative".The deposit can be opened in rubles, dollars or euros for a period of 3 months to 2 years. The minimum deposit amount is 3 thousand rubles or 100 dollars / euro. There is a possibility of replenishment. At a period of 3 months, the interest rate in rubles is maximal and amounts to 11.45%( with an amount of 1 million).In currency, the maximum interest for a period of 1 year: 3.75% in dollars and 3.25% in euros.
4 place. Deposit "Platinum".The deposit can be opened in rubles, dollars or euros for a period of 3 months to 3 years. The minimum amount of the deposit is 1.5 million rubles or 50 thousand dollars / euro. There is a replenishment and partial withdrawal. For a period of six months, the interest rate in rubles is maximal and is 11.80% with a balance of 30 million. In currency, the maximum interest rate for a period of 1 year: 4.15% in dollars and 3.75% in euros.
3 place. Deposit "Maximum savings".The deposit is intended for large( from 1.5 million) amounts in rubles for a period of 180 to 730 days. The maximum interest rate on this deposit for a total of more than 20 million rubles and a half year period is 12.7% per annum. There is a possibility of replenishment. The maximum amount of the deposit is 150 million rubles.
2 place. Deposit "Classic".The deposit can be opened in rubles, dollars or euros for a period of 31 days to 4 years. The minimum deposit amount is 3 thousand rubles or 100 dollars / euro. With a term of six months, the interest rate in rubles is maximal and amounts to 13.10%.In currency, the maximum interest rate for a period of 1 year: 4.30% in dollars and 3.90% in euros.
1 place. Deposit "Gold".The minimum amount of the initial installment is 1.5 million rubles / 50 thousand US dollars / 50 thousand euros. The term is from 3 months to 4 years. The maximum interest rate in rubles is 13.70%( for a period of six months, over 30 million rubles and interest at the end of the term), in dollars - 5.25%( for a period of 540 days), in euros - 4.90%(for 1 year).
Detailed conditions for this and other deposits of Rosselkhozbank for individuals as of May 2015 can be downloaded in the attachment to the article.