Today, no one doubts the fact that the economy is the main component of the power and prosperity of any country. In turn, the stability of the economy largely depends on the reliability of banking institutions, without a stable operation of which the economy expects collapse, at best - a long-term recession. However, banks are important not only for states, but also for ordinary citizens. Take the loan with the lowest interest, or vice versa, put the amount for savings, it is profitable only in the bank. Today the number of banks is constantly increasing, so to choose a really reliable bank, you need to spend a lot of time. If you do not take seriously to the issue of choosing a bank, you can lose all your savings. To facilitate the task of choosing a reliable bank, our current list is called up - the top 10 the most reliable banks in Russia 2014 of the year.
1
ZAO Citibank( Citi Bank)
Official representative founded in 1812.in the US bank Citibank. Today Citibank is the largest international bank and is part of Citigroup, one of the largest international corporations providing financial services. Starting in the spring of 2007, it remains the largest American bank among holdings. To date, the assets of Citibank are 365 billion rubles, capital - 55 billion rubles.
2
Nordea Bank
Founded in 1994 as JSB Orgresbank, the bank specializes in servicing corporate and private clients. For today it is represented in the capital and 9 regions of the Russian Federation. As of early 2014, the bank's assets amounted to 258.76 billion rubles, capital - 34.78 billion rubles.
3
HSBC Bank( HSBC)
Is a subsidiary of HSBC Bank plc., A subsidiary of HSBC.The bank was founded in 1996, the license for conducting banking operations is received in 2000.At the beginning of the spring of this year, the bank's assets amounted to 59 billion rubles, capital - 10 billion rubles.
4
Credit Agricole
Represents the "daughter" of one of the largest French companies - Credit Agricole Bank. At the beginning of 2014, the assets of Credit Agricole amounted to 49 billion rubles, capital - 6 billion rubles.
5
Sberbank of Russia
Of course, Sberbank, one of the largest commercial banks in Russia and Europe, is among the top 10 most reliable banks in Russia in 2014.Sberbank is considered a universal bank that provides the widest range of banking services. At the beginning of June, the bank's assets were 16,318 billion rubles, capital - 1,926 billion rubles, which is the first figure among all banks on the territory of the Russian Federation.
6
VTB Bank( VTB Bank)
One of the largest domestic commercial banks, a significant share of which( 60.9%) is state-owned. At the beginning of the year, the bank's assets amounted to 5,268 billion rubles, capital - 765 billion rubles.
7
Bank VTB 24( VTB 24 Bank)
VTB subsidiary, specializing in retail operations. Today it is represented by more than 700 offices located throughout the territory of the Russian Federation. As of the beginning of the year, the banks' assets reached 2023 billion rubles, capital - 138 billion rubles.
8
UniCredit UniCredit
VTB subsidiary, specializing in retail operations. Today it is represented by more than 700 branches located throughout the territory of the Russian Federation. As of the beginning of the year, the banks' assets reached 2023 billion rubles, capital - 138 billion rubles.
9
Ing Bank Eurasia( ING Bank)
A subsidiary of ING Group, a Dutch financial conglomerate, whose main business is insurance, provision of banking services, and real estate management. According to some estimates, the bank's assets at the beginning of this year amounted to about 234 billion rubles, capital - 31 billion rubles.
10
SME Bank
State commercial institution, whose main activity is credit to the basic sectors of the domestic economy. Recently, he acts as an active player in the retail lending market. The bank's assets are 127 billion rubles, capital - 22 billion rubles.
Almost all banks included in the list of the most reliable banks in Russia in 2014 are subsidiaries of the world's largest companies( banks, holdings).It should be noted that the reliability of the presented banks was evaluated by such criteria as fulfillment of obligations to customers, economic growth in the previous year, the effectiveness of crisis management.