The most profitable bank deposits at the end of August 2013

Bank deposits have been and remain the most common way of investing savings for the majority of Russians. It is not easy to sort out the diversity of offers from different banks. Therefore, today we offer the Top-10, which included the most profitable bank deposits as of the end of August 2013 .

We analyzed only deposits in Russian rubles, as the least risky and most profitable. Noteworthy are the combined products included in our top ten, which are a combination of contribution with mutual funds or insurance.

10. Promsvyazbank -" My benefit "

Onhell allows you to earn up to 9.7% per annum. The minimum deposit amount is 50,000 rubles. The term ranges from 91 to 1,095 days. A special feature of the deposit is preferential conditions for early termination if the funds are placed for a period of more than 3 months. If the deposit is withdrawn after 91 days, the bank pays the income at the rate?the rate that was in force at the time of the conclusion of the contract.

9. MDM Bank - "Profitable" with a payment of% at the end of the term

A favorable deposit for a period of 30 to 1500 days allows you to receive income from 5.8% to 10% per annum. The maximum rate is applicable for amounts of 1.5 million rubles, placed for a period of 2 years.

8. Rosbank - "Summer"

For those who have time to draw up the deposit before August 31, 2013, there is a favorable offer - up to 10.5% per annum. The deposit period is from 3 to 36 months, the minimum amount of placement is 15,000 rubles.

7. Home Credit Bank - "Income Year"

The minimum amount for opening a deposit is 1 thousand rubles. The placement period is 1 year. The interest rate is 10% per annum. Monthly capitalization is stipulated, ie. Interest is prepaid to the principal amount of the deposit.

6. Raiffeisenbank - "Insurance premium for an insurance period of more than 10 years"

This proposal involves a combination of the contribution and one of the insurance programs of IC Raiffeisen Life. If the insurance period is more than 10 years, the income on the deposit with a maturity of 366 days will be 10% per annum.

5. Moscow Credit Bank - "Savings"

Deposit will provide up to 10.5% of revenue per year. The minimum deposit amount is only 1,000 rubles. When making a deposit through the system of remote banking services, MKB Online revenue is increased by half a percent - up to 11% per annum. The term of the deposit is from 95 to 370 days.

4. Uralsib - "Contribution + PIF Dynamic"

This proposal by Uralsib Bank involves the simultaneous placement of funds in a deposit and the acquisition of shares in the mutual fund. The term of placement of funds is 91, 181 or 367 days. Payment of income is made at the end of the term to a separate bank account. Uralsib also offers one of the most profitable mortgage programs.

3. Alfa-Bank - "Victory"

This high-yield deposit provides up to 10.94% per annum. The minimum deposit amount is 10 thousand rubles. The placement period varies from 92 to 1,095 days. Under the terms of the deposit, monthly capitalization is provided, taking into account accrued interest.

2. Orient Express Bank - Vostochny

The deposit rate is up to 12.83% per annum. The term is 1, 2 or 3 years. The minimum investment is 100 thousand rubles. A feature of the deposit is the ability to partly withdraw the deposit without loss of interest once during the placement.

1. Russian Standard - "Fairy investments"

The most profitable contribution of .This is not even a contribution in its pure form, but a combined product. The client's funds are placed simultaneously in the deposit and in the mutual fund in the ratio of 70 to 30 or 50 to 50. The interest rate will depend on the amount of the deposit, the term and the share transferred to the mutual investment fund. The minimum amount of placement is 30 thousand rubles, the maximum is not limited. The deposit term is from 180 to 720 days.