For those who managed to get a mortgage and get a loan, it becomes necessary to draw up documents in Rosreestr. The department continues to accept documents for registration and registration actions in electronic form. You can register a package of documents by sending the package provided by the bank after signing the agreement, by scanning the documents. Moreover, the period for considering the package in electronic form will not exceed those established by law.
There are a number of transactions, in particular for mortgage refinancing, for which it is necessary to remove the encumbrance from the real estate. Previously, only the Multifunctional Centers accepted such a statement. However, today there is an alternative option for processing such a transaction online. You can re-register a mortgage on real estate using an electronic mortgage, which allows you to the deal, including online, today banks have all the opportunities for this, the press service explained Rosreestr.
“Unfortunately, not all credit institutions have yet fully mastered such a convenient tool as an electronic mortgage. But when applying it, the presence of an outstanding mortgage is just not an obstacle to registering a new one, with another bank. It is only required to provide Rosreestr with a package of documents in electronic form, including the consent of the initial bank to carry out this procedure, "says Igor Maidanov, head of the Rosreestr Office in Moscow.
Source: RBC Real Estate
