Sberbank of Russia offers a special contribution for pensioners, as well as conditions for a number of other deposits more favorable than for other individuals. Next, we'll look at the five most profitable Sberbank deposits for retirees.
All interest and deposit terms in this rating are current with 24 of December 2014 .
5 place. Deposit " Pension-plus Savings Bank of Russia ".This contribution, as you might guess from the title, was created specifically for retirees. The term of the deposit is 3 years. The interest rate is low( 3.67% per annum), but this deposit has many advantages: the minimum amount of the minimum balance is only 1 ruble, there is the possibility of replenishment and partial withdrawal.
4 place. The deposit " Replenish ".This is a deposit with the possibility of replenishment. For pensioners under the deposit "Popolnyay" there are special conditions: first, the maximum rate for the chosen term, regardless of the amount of the deposit;secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and prolongation of the deposit. The maximum rate for this deposit is 10.26% per annum with a deposit period of six months to one year.
3 place. The deposit " Saving " differs in that it can neither be replenished nor removed some of the funds. But interest is the maximum for the ruble deposits of Sberbank, opened in the branches of Moscow and the rest of Russia. Just as for the deposit "Popolnyay" the rate for pensioners is maximal and reaches 10.52% per annum.
2 place. Contribution " Replenish Onl @ yin ".This contribution differs from the previous one with the same name in that it can only be opened through "Sberbank Online"( instructions for opening an online deposit can be downloaded in the attachment to the article ).For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established( foreseen for an amount of 700 thousand rubles / from 20 thousand US dollars / from 20 thousand euros).The maximum interest on the deposit in rubles is 11.10%, in dollars - 5.26%, in euro - 5.15% per annum.
1 place.: Contribution of " Save On @ yin ".This contribution leads by the value of interest rates not only among deposits opened through Sberbank Online, but also among all deposits of Sberbank in rubles, dollars and euros for individuals. The maximum interest on the deposit in rubles is 11.52%, in dollars - 5.31%, in euro - 5.21% per annum.
