# Beneficial deposits of Ugra Bank for individuals in 2016

PJSC UGRA Bank was opened on November 22, 1990.For 25 years, the bank offers its customers profitable banking products to save savings. As of January 2016, Yugra is among the top 20 banks in Russia in terms of retail deposits.

The bank has been actively developing all the time, as evidenced by a large branch network. Today the bank is located in 50 cities of Russia, including in Moscow and St. Petersburg. The head office of the bank is located in the city of Megion( Tyumen region, Khanty-Mansi Autonomous Okrug - Yugra).

Consider the product line of deposits of Ugra Bank for individuals at the beginning of 2016.

5 place: deposit "Universal"

This is a long-term deposit that opens for a period of 1,100 days. The minimum amount required to open a deposit is 100,000 rubles, 2,000 US dollars or 2,000 euros. Replenishment and partial withdrawal of funds, during the entire term of the deposit is absent.

The deposit provides for two options for paying interest: on a separate account or by transfer to the principal amount of the deposit( capitalization).The interest rate depends on the amount of the deposit and the option for payment of interest.

The maximum interest rate, subject to payment of interest on a separate account: 9% for a contribution in rubles( for a total of more than 1 400 000.01 ruble);2.5% for the contribution in dollars( with the amount of more than 20 000.01 dollars) or 2% for the contribution to the euro( with the amount of more than 20 000.01 euros).

The maximum interest rate under capitalization conditions: 8% for a contribution in rubles( with a total of over 1,400,000.01 rubles);2.4% for the contribution in dollars( in the amount of more than 20 000.01 dollars) or 1.9% for the contribution to the euro( with the amount of 20 000.01 euros).

The minimum interest rate subject to payment of interest on a separate account: 8% for a contribution in rubles( with an amount of 100,000 to 700,000 rubles);2% for a contribution in dollars( for an amount of 2,000 to 10,000 dollars) or 1.6% for a contribution to the euro( for an amount of 2,000 to 10,000 euros).

The minimum interest rate subject to capitalization: 7% for a contribution in rubles( with the amount from 100 000 to 700 000 rubles);1.9% for a contribution in dollars( with an amount of 2 000 to 10 000 dollars) or 1.5% for a contribution to the euro( for an amount of 2 000 to 10 000 euros).

4th place: deposit "25 years of Reliability"

This deposit can be opened until February 29, 2016.The deposit is opened for a period of 61 to 546 days. The minimum amount required to open a deposit is 50,000 rubles, 500 US dollars or 500 euros. The contribution is provided for both replenishment and partial withdrawal. The minimum amount of replenishment: 5 000 rubles, 500 US dollars or 500 euros.

Partial withdrawal, during the term of the contract, is allowed once. The maximum withdrawal amount is not more than 40% of the total deposit amount. The deposit provides one option for interest payments, monthly, to a separate account. Undoubted advantage - preferential cancellation of the contribution.

Maximum interest rate: 9.4% for the contribution in rubles( term from 367 to 546 days);3.1% for the contribution in US dollars( from 367 to 546 days) or 2.5% for the contribution to the euro( from 367 to 546 days).

Minimum interest rate: 8.2% for the contribution in rubles( term 61-90 days);1.2% for the contribution in US dollars( term 61-90 days) or 1% for the contribution to the euro( term 61-90 days).

3rd place: contribution "Growing income"

The contribution "Growing income" is the most profitable contribution, with the maximum interest rate, for successful people who want to get the maximum profit. The minimum amount required to open a deposit is 50,000 rubles, 1,000 US dollars or 1,000 euros. The contract is concluded for a period of 1 year.

Deposit replenishment is available only for 90 days, from the moment of opening of the deposit. The minimum deposit amount is 10,000 rubles, 150 US dollars or 150 euros. Partial withdrawal of funds under the contract is absent. Interest on the deposit is accrued at the end of the term.

For each period of the deposit, during the whole year, its interest rate is set.

For a deposit in rubles: 8% - from 1 to 90 days( 1 quarter);9% - from 91 to 180 days( 2 quarter);10% - from 181 to 270 days( 3 quarter) and 11% from 271 to 367 days( 4 quarter).The average interest rate for the whole period of the deposit is 9.5% per annum.

For the contribution in US dollars: 1,7% - from 1 to 90 days( 1 quarter);2,7% - from 91 to 180 days( 2 quarter);3% - from 181 to 270 days( 3 quarter) and 3.1% from 271 to 367 days( 4 quarter).The average interest rate for the whole period of the deposit is 2.65%.

For the contribution to the euro: 1.5% - from 1 to 90 days( 1 quarter);2.5% - from 91 to 180 days( 2 quarter);2,7% - from 181 to 270 days( 3 quarter) and 3% from 271 to 367 days( 4 quarter).The average interest rate for the entire deposit period is 2.42%.

2nd place: contribution "Social choice"

This deposit is intended for individuals who are pensioners. To open a deposit, you must provide a pension certificate. The deposit can be opened for a period of: 182, 367, 730 or 1,100 days. The minimum amount required to open a deposit is 10,000 rubles, 150 US dollars or 150 euros. The contribution is provided for both replenishment and partial withdrawal.

Minimum amount for replenishment: 5,000 rubles, 10 US dollars or 10 euros. Partial withdrawal is available up to the minimum balance amount( it is established at the opening of the contract and in most cases is equal to the minimum amount of the deposit).Interest on the deposit is accrued at the end of the term, by transfer to the current account.

Maximum interest rate: 9.7% for the contribution in rubles( for a period of 1,100 days);3% for the contribution in US dollars( for a period of 1,100 days) or 1.8% for the contribution to the euro( for a period of 1,100 days).

Minimum interest rate: 9.3% for the contribution in rubles( with a period of 182 days);1.8% for the contribution in US dollars( for a period of 182 days) or 1% for the contribution to the euro( with a period of 182 days).

1 place: deposit "Multi-currency basket"

This contribution is developed for that category of citizens who actively monitor the exchange rate and wish to change it under the contract( conversion) for the entire duration of the deposit. The conversion is carried out at the rate of the bank. The deposit is opened for a period of: from 181 to 366 days, from 367 to 546 days, from 547 to 730 days and from 731 to 1096 days. The minimum amount required to open a deposit is 50,000 rubles, 1,000 US dollars or 1,000 euros.

Minimum amount of replenishment: 10 000 rubles, 150 US dollars or 150 euros. The possibility of withdrawal under the contract is absent. Interest on the deposit is accrued at the end of the term.

Maximum interest rate: 10% for the contribution in rubles( with a period of 731 to 1096 days);3.3% for a in US dollars( with a period of 731 to 1096 days) or 2.6% for a contribution to the euro( with a period of 731 to 1,096 days).

Minimum interest rate: 8% for the contribution in rubles( for a period of 181 to 366 days);2.6% for the contribution in US dollars( with a period of 181 to 366 days) or 2.2% for the contribution to the euro( with a period of 181 to 366 days).