# Beneficial bank deposits Opening for individuals in 2016

6 place. Contribution "Growing".The minimum amount is 30 thousand rubles. The deposit term is 380 days. In each of the four deposit periods, the interest rate increases. From 1 to 95 days - 7% per annum, from 96 to 190 - 8%, from 191 to 285 - 10%, from 286 to 380 - 14%.The average rate for the entire period of placement of the tab is 9.75%.There is a possibility of early closure of the deposit with the receipt of all interest for each interest period.

5 place."Free management" contribution. The minimum amount is 20 thousand rubles / 700 dollars / 500 euros. The term of the deposit is from 3 months to 5 years. The maximum rate for opening a deposit in the bank's office with a minimum amount in rubles is 9.2% per annum with a capitalization for a period of 1 to 5 years and 9.49% when opened in an Internet bank( for a period of 5 years).When opening an office in the office, the maximum rate - with an amount of 3 million with a capitalization and a term of 1 to 5 years - 9.50%, when opened in an Internet bank - 9.80%( for a period of 5 years with the same amount ascapitalization).

The maximum rate in dollars when opening a deposit in the bank's office is 2%( with the amount of 100 thousand and the term from 1 to 5 years with capitalization), in the Internet bank - 2.17%( with the sum of 100 thousand and the term 4-5 years with capitalization).

The maximum interest rate in euros when opening a deposit in the bank's office is 1.5 percent( for a sum of 75,000 and for a term from 1 to 5 years with capitalization), in the Internet bank 1.66 percent( for a total of 75,000 andterm from 2 to 5 years with capitalization).

There is a possibility of replenishment and partial removal.

4 place. The contribution "Easy conversion".Opens simultaneously in 3 currencies: rubles, dollars and euros. Conversion of currencies within the deposit occurs at the bank rate without commission and loss of interest. There is a possibility of replenishment. The minimum deposit amount is the equivalent of 20 thousand rubles. The term of the deposit is from 3 months to a year. With this amount, the maximum rate for opening a deposit in the bank's office is 9.40% per annum, in dollars - 1.90%, in euro - 1.50%.In all three cases, the rate is indicated for 1 year with capitalization. When you open an Internet bank, the rate in rubles increases to 9.62%, in dollars to 2.05%, in euros - 1.55%.

With an amount equivalent to 3 million rubles, the ruble rate reaches 10.11%, in dollars - 2.36%, in euro - 1.86%.In all three cases, the rate is indicated for 1 year with capitalization when opened in an online bank.

3 place. Deposit "Active replenishment".The minimum amount is 20 thousand rubles / 500 dollars / 500 euros. The term of the deposit is from 3 months to 5 years. There is a possibility of replenishment. The maximum rate for opening a deposit in the bank's office with a minimum amount in rubles is 9.70% with a capitalization for a period of 1 to 5 years and 9.99% when opened in an Internet bank( for a period of 5 years).When opening an office in the office, the maximum rate - with an amount of 3 million with a capitalization and a term of 1 to 5 years - 10%, when opened in an Internet bank - 10,30%( for a period of 5 years with the same amount as capitalization).

The maximum rate in dollars when opening a deposit in the bank's office is 2.40%( with the amount from 100 thousand and the term from 1 to 5 years with capitalization), in the Internet bank - 2.57%( with the sum of 100 thousand andterm of 5 years with capitalization).

The maximum rate in euros when opening a deposit in the bank's office is 1.90%( with the sum of 75 thousand and the term from 1 to 5 years with capitalization), in the Internet bank - 2.07%( with the sum of 75 thousand andterm of 5 years with capitalization).

2 place. Contribution of "Comfort-Online".On the official website of the bank "Otkrytie" it is possible to receive a promotional code for presentation in the bank's office, where the deposit rate will be 10.5% with a minimum amount of 30 thousand rubles for a period of 1 year. For a period of 3 months, the rate is 9.30%, for a period of six months - 10.2%.In dollars, the rate reaches 2.5% with an amount of 20 thousand and a period of 1 year, in euros - 2% on the same terms. Replenishment and partial withdrawal are not provided.

1 place. Input "Basic Income".The minimum amount is 20 thousand rubles / 500 dollars / 500 euros. The deposit term is from 3 months to 3 years. The maximum rate for opening a deposit in the bank's office with a minimum amount in rubles is 10.20% with a capitalization for a period of 1 to 3 years and 10.46% when opened in an Internet bank( for a period of 3 years).When opening an office in the office, the maximum rate - with an amount of 3 million with a capitalization and a period of 1 to 3 years - 10.5%, when opened in an Internet bank - 10.76%( for a period of 3 years with the same amount ascapitalization).

The maximum rate in dollars when opening a deposit in the bank's office is 2.50%( with the amount from 100 thousand and the term from 1 to 3 years with capitalization), in the Internet bank - 2.66%( with the sum of 100 thousand andterm from 546 days to 3 years with capitalization).

The maximum interest rate in euros when opening a deposit in the bank's office is 2 percent( for an amount of 75,000 and for a term from 1 to 3 years with capitalization), in the Internet bank it is 2.15 percent( for an amount of 75,000 and for a period of 1year to 3 years with capitalization).

Bank "Otkrytie"( the official name is Financial Corporation Discovery) is the largest private bank in Russia. Among the banks that work with individuals, it ranks 4th in Russia in terms of assets, second only to banks with state participation: Sberbank, Gazprombank and VTB 24.

In this rating we will consider the most profitable bank deposits "Otkrytie" for individualsat the beginning of 2016.

7 place. Deposit "Pension income."This contribution can be opened by individuals who are pensioners. The minimum amount is 3 thousand rubles / 100 dollars / 100 euros. The deposit term is from 6 months to 5 years. With a minimum amount in rubles, the maximum rate is 9.4% per annum with a capitalization( accrual of interest to the deposit) for a period of 1 to 5 years, with an amount of 300 thousand rubles, the rate increases to 9.5%.The maximum rate in dollars is 2.20%( with the sum of 10 thousand and the term from 1 to 5 years with capitalization), in euros - 1.75%( with the sum of 8 thousand and the term from 1 year to 5 years with capitalization).There is a possibility of replenishment and partial withdrawal.