In 2017, Sberbank of Russia offers five individuals for retiree individuals on special terms. We will consider these contributions in this rating.
5 place. The contribution of "Pension-plus Sberbank of Russia."This contribution, as you might guess from the title, was created specifically for retirees. The term of the deposit is 3 years. The interest rate is low( 3.67% per annum), but this deposit has many advantages: the minimum amount of the minimum balance is only 1 ruble, there is the possibility of replenishment and partial withdrawal. If the capitalization is not selected at the opening of the deposit, interest is accrued every 3 months. Automatic prolongation is carried out on conditions and interest rates applicable to the deposit "Pension-plus Savings Bank of Russia" on the date of the extension.
4 place. Contribute "Refill".This is a deposit with the possibility of replenishment. For pensioners under the deposit "Popolniai" special conditions apply: first, the maximum rate for the chosen term, regardless of the amount of the deposit;secondly, automatic transfer to the best rates possible from the bank after reaching the retirement age and prolongation of the deposit. The maximum rate for this deposit is 6.23% per annum in rubles, taking into account the capitalization with a deposit period of 6 months to 1 year and an amount from 1 thousand. The maximum rate in dollars is 0.90%( for a period of 1-2 years, capitalization and the amount of $ 100).As for the euro, Sberbank is not the best place for the euro deposit and is recommended only to those who trust Sberbank exclusively and do not want to keep euro savings under the mattress. Regardless of the amount and term of the deposit in euros, Sberbank offers only 0.01% per annum for such deposits.
3 place. The "Save" deposit differs in that it can not be replenished or removed from the funds. As for the deposit "Popolnyay", the rate for pensioners is maximal and reaches 6.49% per annum in rubles( for a period of 6-12 months, taking into account the capitalization of interest), up to 1.06% in dollars( for 1-2 years)year taking into account capitalization), in euro - 0,01% per annum.
2 place. Contribute "Refill On @ yen."This contribution differs from the previous one with the same name in that it can only be opened through Sberbank Online or Sberbank ATM( instructions for opening online deposits through Sberbank Online or ATM can be downloaded in the attachment to article ).For the deposit to pensioners, regardless of the amount of the deposit, the maximum rate is established( provided to ordinary depositors for the amount of 700 thousand rubles / 20 thousand US dollars).The maximum interest on the deposit in rubles is 6.69%( for a period of six months to 1 year, taking into account the capitalization), in dollars - 1.11%( for 1-2 years, including capitalization), in euros - 0.01%per annum.
1 place. The deposit "Save On @ yen".This contribution can be opened only through Sberbank Online or Sberbank ATM.The maximum interest rate on the deposit in rubles is 6.95% per annum( for a period of six months to 1 year, taking into account the capitalization, with a monthly interest charge of 6.85%), in dollars - 1.26%( for 1-2 yearstaking into account the capitalization, with a monthly interest charge of 1.25%), in euros - 0.01% per annum.
see also Beneficial deposits of Sberbank for individuals in 2017