Rating of banks in Russia and Moscow on the reliability of deposits in 2014
10th place: Nomos-Bank. It takes 8th place in Russia in terms of assets and 9th in terms of capital. At the same time, the Nomos-bank group ranks 6th in Russia in terms of assets( the group also includes the Khanty-Mansiysk Bank and the Novosibirsk Municipal Bank).Nomos-bank's own capital adequacy ratio is 9.1%.The bank has the highest rating( AAA) from the NRA agency, but Fitch Ratings exposes the bank to only the fifth level of valuation( A +) and at the same time gives a negative outlook associated with the purchase of a 19.9% stake in Nomos by Bank Otkritie.
9th place: The Bank of Moscow, a member of the VTB Group, ranks 6th in Russia in terms of assets and 7th in terms of capital. The adequacy of equity is 9.3%.The bank has the highest national S & P rating.
8th place: VTB 24 is another bank from VTB Group. VTB 24 ranks 4th in Russia by assets and 5th by capital. At the same time, the adequacy of own capital is the lowest among all the 12 largest Russian banks - 6.3%.The bank has the highest national credit rating from Moody's.
It should be noted that VTB Bank, which heads the banking group with the same name, is the second in Russia in terms of assets and capital, second only to Sberbank, but surpasses it in such an important indicator of financial reliability as the adequacy of its own capital, which is 12.8%( 4place among the largest Russian banks).The state's share in VTB's capital is 60.9%.At the same time, VTB Bank did not enter our rating of banks on deposit reliability,he works only with corporate clients, and individuals who wish to open a deposit can only contact VTB Bank's banks: VTB 24 and the Bank of Moscow. Also, the VTB Group includes Leto-Bank, which specializes in issuing loans and does not work with deposits.
see also beneficial deposits of VTB 24 for individuals
7th place: Alfa-Bank.7th place in Russia by assets and 6th by capital. The adequacy of equity capital is 9.7%.The bank has the highest rating from NRA.
see also beneficial deposits of Alfa-Bank for individuals
6th place: UniCredit Bank.9th bank for assets and 8th for capital in Russia. The adequacy of equity is the highest( along with Rosbank) among the largest p banks and is 14.1%.The bank has the highest national rating level from Fitch Ratings, however, the rating outlook is negative.
5th place: Gazprombank. The main shareholders of Gazprombank are: Russia's largest company Gazprom and the country's largest non-state pension fund Gazfond. The indirect state share in Gazprombank exceeds 95 percent. This bank is one of the largest in Russia, ranking third in terms of assets and capital. At the same time, the adequacy of equity capital is low - 7.5%.Rating agencies Expert RA, Moody's, S & amposting Gazprombank the highest score, and the agency Fitch Ratings and Rus-Rating put the second most significant assessment.
see also Profitable deposits of Gazprombank for individuals
4th place: Rosselkhozbank. The 5th Bank of Russia by Assets and 4th by Capital. The adequacy of equity is 11.2%.The bank has the highest rating from Moody's and the second most important from Fitch Ratings. Rosselkhozbank is the only bank in the rating that is completely state-owned.100% of shares are owned by the Government of Russia. This also adds reliability to the bank in the eyes of potential customers.
see also the best rates of Rosselkhozbank for deposits of individuals
3rd place: Raiffeisenbank. The 12th bank of Russia for assets and the 10th for capital. The adequacy of equity is 13.5%( the third largest bank).Raiffeisenbank has the highest possible credit ratings from three agencies: S & P, Moody's and Fitch Ratings.
2 nd place: Rosbank. The 10th bank of Russia by assets and 12th by the capital. The adequacy of equity is the highest( along with UniCredit Bank) among the largest Russian banks and is 14.1%.Rosbank has the highest possible credit ratings from three agencies( S & P, Moody's, Fitch Ratings), while Rus-Rating gives the bank the second possible estimate.
1 st place: Sberbank of Russia is the largest Russian bank in terms of assets and capital. The adequacy of equity is 11.1%.Moody's agency offered Sberbank the highest rating, Fitch Ratings also set the maximum rating, however, it gave a negative outlook. Sberbank is half controlled by the Central Bank of Russia, which owns 50% of the authorized capital plus one voting share. At the same time, over 40% of Sberbank's shares belong to foreign companies.
On our site you can see the most profitable deposits in Sberbank in rubles and currency for 2014.
In this list of the most reliable for the Russian banks' deposits only the largest banks got, net assets of each of which exceed 750 billion rubles. When allocating seats in the final list, in addition to the size of assets, the adequacy of equity capital, the size of capital, and credit ratings from various agencies for February-March 2014 were taken into account. Since all the banks included in the list have offices in Moscow, this rating can also be considered a rating of the banks of Moscow.
11th place: Promsvyazbank. It occupies the 11th place in Russia in terms of assets and capital, but the adequacy of its own capital is much to be desired and is 7.4%.Credit ratings of the bank from the S & P and NRA agencies are only one step lower than the maximum possible.