Today in the domestic consumer lending market there has been a clear decline. Banks have become more cautious when choosing borrowers, and clients are not at all sure about the stability of their own financial flows. And, nevertheless, it is a loan that is often a necessary condition for buying a car, new furniture, household appliances and even a tourist trip.
In today's review, we will present Top-10 most profitable consumer loans .
Contents:
- 10. Absolut Bank, Cash loan
- 9. Nordea, urgent loan
- 8. Petrocommerce, Standard + loan
- 7. Binbank, "Excellent history" loan
- 6. MDM Bank, Kind loan
- 5Alfa Bank, cash loan
- 4. Sberbank, Consumer loan
- 3. Rosbank, loan "Just money"
- 2. Bank Opening, loan "Necessary things"
- 1. Communication-Bank, loan for state employees
10. Absolut Bank, Cash loan
The loan amount is from 24 thousand to 240 thousand rubles for an optimal period of 6 daysabout 60 months. The minimum rate is 18.24%.With a guarantor, the credit limit is increased to 1 million rubles. The period for consideration of an application from a borrower is 1 day.
9. Nordea, loan for urgent needs
The loan amount is from 50 to 600 thousand rubles for an optimal period of 6 months.up to 36 months. The minimum rate is 18.39%.The minimum age of the borrower is 21 years with a minimum of one year's service. Term of consideration - 2 days.
8. Petrocommerce, Standard + loan
The loan amount will be 50 thousand - 1 million rubles.for an optimal period of 3 months.up to six months. The minimum rate is 17.23%.In case of any borrower's waiver from life insurance, as well as the ability to work, the rate will increase by 2%.
7. Binbank, loan "Excellent story"
The loan amount will be from 30 000 to 3 million rubles.for an optimal period of 3 months.up to six months. The rate is a minimum of 16.07%.To obtain the minimum loan amount, a passport is sufficient, as well as a positive credit history.
6. MDM Bank, Kind loan
The loan amount is from 150 000 to 750 000 rub.for an optimal period of 12 to 36 months. The rate is 16.06% minimum. For customers of the Bank and participants of salary projects, the rate starts from 13.99%.
5. Alfa-Bank, cash loan
The loan amount is from 700 thousand to one million rubles for the optimal period from one year to 60 months. The minimum rate is 16.05%.A bank card is issued free of charge to the borrower.
4. Sberbank, Consumer loan
The loan amount is from 45 000 to one and a half million rubles for an optimal period of 3 to 60 months. The minimum rate is 15.90%.For registration of the application it is enough to have a passport, as well as 2-NDFL.
3. Rosbank, a loan "Just money"
The loan amount is from 18 000 to 400 000 rubles for an optimal period of 6 to 24 months. The rate is 15.50% minimum. If the borrower's seniority exceeds 2 years, a loan for a period of 36 months is possible.
2. Bank Opening, loan "Necessary things"
The loan amount will be from 25 000 to 800 000 rubles for an optimal period of 6 - 60 months. The minimum rate is 13.68%.The decision on the loan application is made as quickly as possible - from 15 minutes to one operational day.
1. Sviaz-Bank, a loan for state employees
The loan amount will be from 30 thousand to three million rubles for an optimal period of 3 - 12 months. The rate is from 13.61%.The product is designed specifically for employees of the public sector and is the most profitable offer of consumer credit.